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You asked: What are the benefits of guaranteeing my income payments?

If you guarantee your income payments and die within the guaranteed period, we will pay the amount owed to your estate. This could be paid as a lump sum or a continuation of income, until the end of the guaranteed period, depending on the options selected when you buy your annuity. If you don't guarantee your payments, the income in respect of you will stop when you die.

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