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You asked: What if I’m involved in an accident in an EU or EEA country with a motorist from the EU after the UK leaves the EU?

From the DfT Technical Notice, 'Driving in the EU after Brexit':

If you are involved in a road traffic accident in an EU or EEA country you may not be able to make a claim via a UK-based claims representative or the UK Motor Insurers’ Bureau (MIB).

Instead, you may need to bring a claim against either the driver or the insurer of the vehicle in the EU or EEA country where the accident happened. This may involve bringing the claim in the local language.

In the event of an accident in an EU or EEA country caused by an uninsured or an untraced driver, you may not receive compensation. This will vary from country to country.

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