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You asked: What is a No MVR Guarantee?

If you are an investment bond customer

Some bonds had a tenth anniversary guarantee which applied if the With-Profit Fund investment was fully switched or cashed in. If you have one of these bonds and didn't switch or cash in your With-Profit Fund investment, we will automatically 'carry forward' the value of your No MVR guarantee.

It can be used to offset any MVR that may apply in future when you fully switch out of or cash in one or more policies in your with-profits investment.

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