Frequently Asked Questions

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You asked: How does fund performance affect the value of my investment?

It has a major impact. If the fund performs well during the time you're invested in it, you'll receive higher returns than if it performs poorly.

The fund invests in a wide range of assets (known as an asset mix). If they perform well overall, so will the fund. The With-Profit Fund invests in a range of assets, which means that it's possible that if one type of asset is performing poorly, another type may perform well, which helps balance things out.

With-profits investments are designed to be medium- to long-term investments (five to 10 years or more). This means that the longer you leave your investment in place, the more likely it is that you'll get better returns when you eventually cash it in or take your benefits. The value of your investment in the With-Profit Fund can go down as well as up and you may get back less than has been paid in.

If you're not yet a customer, you can see how the Aviva With-Profit bond compared with the FTSE® 100.

"FTSE” is a trade mark jointly owned by the London Stock Exchange Plc and The Financial Times Limited and is used by FTSE International Limited (“FTSE”) under Licence. FTSE does not sponsor, endorse or promote this product and is not in any way connected to it and does not accept any liability in relation to its issue, operation and trading. All copyright in the index values and constituent list vests in FTSE.

If you're an existing customer, you can see how the fund has performed in Fund Factsheets.

Please remember that past performance is not an indication of future performance.

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