The first step is to talk to a financial adviser who can provide you with advice to help you to decide whether this is right for you. Once you’re happy, your adviser will help you fill in an online application. We’ll use the information from your application to work out the final terms of your policy. This means we may have to apply non-standard terms.
If you don’t have an adviser, you can find one in your area at unbiased.co.uk.