A monthly income if you can’t work
When you’re ill or injured and can’t work, our Income Protection Insurance is there to support you. It pays a proportion of your lost earnings so you can concentrate on looking after your health.
Get a monthly income to cover some of your lost earnings
Choose when your payments start and how long they last
Supportive claims team
Our team is ready to make the claims process easy and help you get back on your feet
Getting cover is straightforward, simple to arrange and individual to you.
Individual support for your case
We help thousands of income protection customers every year with exceptional service.
There when it matters
We helped around 4,000 customers in 2017, paying over £38 million in claims. Our team is dedicated to giving you exceptional service. We’ll always do our best to minimise the administration involved in your claim, and get things moving as soon as possible. And we're always happy to answer your questions.
Jason was about to buy a house when he was diagnosed with cancer. Having income protection made a huge difference to him and his family. He contacted us and our claims team were there to help. Jason didnt have to worry about money, and he could focus on getting treatment and making a recovery.
Why choose income protection?
Features and benefits to think about.
- Monthly payment
The monthly payments will cover some of your lost earnings, helping you maintain your lifestyle while you’re away from work
- Flexible cover
You can choose when your payments begin and how long the policy will pay out for if you’re unable to work. Your adviser will discuss the options with you
- Supportive claims team
Our claims team is trained to understand how you’re feeling when you need to make a claim, and do everything they can to help
- Fixed or variable benefits
Options include a fixed payment that stays the same for as long as you hold the policy, or benefits which increase with inflation
- Buy through a financial adviser
To buy this policy, the first step is to talk to a financial adviser. If you decide the policy is right for you, your adviser can help you apply. You can search for an adviser at unbiased.co.uk
Looking for something else?
We have the cover to protect you and your family.
Critical Illness Cover
Our cover pays out a lump sum if you or your child are diagnosed with or have surgery for 1 of the 54 critical illnesses covered by our plan.
Income Protection articles
Read about managing challenges and returning to work.
21 Nov 2018
Workplace stress: causes and solutions
Could income protection insurance help to reduce your occupational stress? We look at various problems and fixes.
21 Nov 2018
A guide to managing the financial implications of a career change.
21 Nov 2018
Returning to work after illness or injury
Everything that you, your doctor and your employer need to do.
19 Mar 2018
What is critical illness cover?
Critical Illness Cover pays out a lump sum to help cover costs should you fall ill. Find out how it could benefit you and your loved ones.
Still need help? Give us a call.
For our joint protection, telephone calls may be recorded and/or monitored and will be saved for a minimum of five years. Calls to 0800 numbers from UK landlines and mobiles are free.