Life insurance articles

Here's where you'll find useful information and guidance on how to look after your loved ones with life insurance.

All about life insurance

Our articles tell you everything you need to know about life insurance, including how it works, and how to identify the type of cover that’s right for you.

Paying out when you need it

In 2020 we paid out over £1bn in protection claims to help over 50,000 people and their families.

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What happens to a life insurance policy when someone dies?

If a loved one dies, and you’re not sure if they had a life insurance policy, or how to make a claim if they did, find out some of the steps you can take here.

Life insurance after death

Renting? Here’s why life insurance isn’t just for homeowners

Discover more about life insurance

Discover more about life insurance

How does life insurance work?

From how much life insurance costs to who gets the money if you die during the policy term, here’s a simple guide to life insurance and how it works.

Understand life insurance

Mortgage protection when you're buying a home

Whether you’re a first-time buyer, moving up the property ladder or securing a buy-to-let, here’s why you might want to get that financial protection in place.

Life insurance for home movers

Think you can't afford life insurance? This might help

Read our 4 top tips on how to make the cost of life insurance more manageable.

Affordable life insurance

Want to switch your life insurance policy?

You might regularly review or change your car or home insurance policy. But is it worth doing the same with your life insurance?

Want to switch your life insurance policy?

What is mortgage protection insurance?

Mortgage protection insurance is a type of term life insurance. Find out more about how mortgage protection insurance works, and how it can help you here.

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What's the difference between life insurance and life assurance?

Life insurance and life assurance are terms that are often used interchangeably – but is there a difference?

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The difference between a death in service policy and life insurance

Understand the difference and why you might need both.

Know the difference

Understanding life insurance

Explore our different types of cover.

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Should I buy a single or joint life insurance policy?

Understand the difference between both policies.

Single or joint?

What is term life insurance?

There are 3 different types of term life insurance.

Explore term life insurance

Your life insurance policy

What happens when you actually need to use a policy, or if you need to make changes to your policy because of life events like divorce, marriage, or starting a family? These articles tell you how to navigate using your policy or make changes to it.

Do you need a medical to get life insurance?

If you’re avoiding taking out life insurance because you think the application will involve a medical, you might be surprised to hear it’s not always needed.

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Can you get life insurance with a pre-existing condition?

From the application process to premiums, here’s what you need to know.

Find the answer

Cancer support beyond claims

Here’s how we’re working with Macmillan Cancer Support to be there for you if you’re living with cancer and have a protection policy with us.

More about our Macmillan partnership

Different types of life insurance for your family

Explore the different types of life insurance for your family

Explore life insurance

Safeguarding the family home when you’re gone

Having life insurance can help reduce the financial impact on those left behind. Find out more about safeguarding your home with life insurance here.

How life insurance can help

Six important reasons to get life insurance

We regularly see the difference having life insurance can make to families, find out how having cover could make a big difference, when it really matters here.

Discover the benefits

What happens to debt when someone dies?

Our guide to how finances are managed and debts are dealt with after a loved one passes away.

Settling debts after death

What happens to life insurance after divorce?

A simple guide to separating your life insurance policies if your relationship breaks down.

Life cover after divorce

What is common law marriage?

See our top tips to help you protect your family's finances if you choose not to marry.

Finances for couples

Critical illness cover

Read our article to discover the benefits of having critical illness cover, how it differs from life insurance and how it can help protect you when you become critically ill.

Get a life insurance quote

Got 5 minutes? That’s how fast most customers get a quote and a decision. Remember, you can add critical illness cover when you apply for life insurance.