Van insurance for pick-up trucks

Cover for your pick-up truck with our van insurance

  • Offers a range of protection, including third-party liability and comprehensive coverage - Terms and exclusions apply
  • Rated 5 stars by Defaqto
  • You've got options – with extra add-ons you can add to your policy

Covering your insurance needs for pick-up trucks

Commonly, pick-up trucks were used for business, hauling equipment, or making deliveries. Now they’ve become more popular as everyday vehicles. The specific insurance you need will be based on the purpose of use with your pick-up, whether it be business or personal.

What type of insurance do I need?

Personal van insurance

If you plan on using your pick-up as just your everyday vehicle, getting you to and from work, or helping you reach and explore some mountains.

Business van insurance

From hauling tools, to transporting stock if you’re using your pick-up for work then business will be the insurance for you.

 

What level of cover do I need for my pick-up truck?

Comprehensive

Comprehensive van insurance provides extensive coverage for a range of incidents. This includes accidents, theft, and damage. It goes beyond basic protection provided under third party, fire and theft, offering a broader safety net for your van, giving you peace of mind on the road.

Third party, fire and theft

Third-party, fire and theft van insurance covers damage you cause to others. It also helps protect your van from fire or theft. It's an option offering a balance between protection and cost. It's suitable for those seeking essential coverage, but not comprehensive insurance.

Types of pick-ups you can have on your van insurance

When it comes to the types of vehicles we can provide insurance for, we can potentially insure everything from box vans to light vans as well as pick-ups. Subject to underwriting process'.

What our van insurance covers

That depends on what kind of cover you choose: comprehensive van insurance or third party, fire, and theft.

Comprehensive van insurance

What’s covered

  • Loss, theft or damage
    Cover if your vehicle is lost, stolen or damaged
  • Vehicle recovery
    If you have an accident, we'll get your vehicle going with roadside repairs, or cover up to £150 for accommodation or public transport
  • Tool cover
    If your van is broken into and your tools stolen, you’re covered up to £500
  • Glass replacement
    We’ll cover the costs to replace or repair your van’s windscreen, sunroof, or windows
  • Replacement locks
    If your keys are lost or stolen, we’ll pay to replace locks, transmitters, or immobilisers 
  • Your no claim discount
    Make sure one claim doesn't make years of hard-earned discounts disappear

What’s not covered

  • Business goods
    Any goods or samples you carry for your trade or business
  • Tyres
    Any punctures, cuts or bursts – including those caused by braking
  • Resale value
    We can’t cover you for any loss in value of your van after repair

Take a look at our policy wording to get to the bottom of what’s covered and what’s not.

What’s optional

Sculpt your cover to suit your needs by choosing from our optional extras.

  • Breakdown cover
    Add Roadside assistance, Recovery, At Home and Onward Travel to your Van Insurance. Not available if you live in Northern Ireland
  • Motor legal
    Help recovering your compensation and financial losses after a motor incident that wasn't your fault
  • Courtesy vehicle
    Access to a replacement vehicle – with standard, enhanced and van options available. We'll aim to provide another van within 24hrs if yours is stolen or cannot be used after an accident (optional cover on comprehensive) Footnote [1]
  • Foreign use
    Cover driving in most European countries – so wherever you are, you’re protected
  • Motor Injury Protection Plus
    Injury cover and physiotherapy for you, your partner, and any named drivers after a motor accident
  • Protected no claim discount
    Your premium won’t increase as a direct result of 1 claim when you renew

Third party, fire, and theft

What’s covered

  • Damage to your van
    Protection against loss or damage to your van due to fire, theft, or attempted theft
  • Van recovery
    Protection and removal of your van if damaged by fire, theft, or attempted theft
  • Your liability
    Cover if you injure someone or damage their vehicle or property in a motor accident

What’s not covered

  • New van replacement
    Not included with this type of cover
  • Glass replacement
    Any repair or replacement to glass in your windscreen, sunroof, or windows
  • Medical expenses
    Any medical expenses if you’ve been injured in an accident
  • Personal belongings
    Damage to any of your personal belongings
  • Replacement locks
    Locks, transmitters, and immobilisers if your keys are lost or stolen
  • Tool cover
    Any replacement tools if your van is broken into

Get to grips with what’s covered and what’s not by looking through our policy wording.

What’s optional

Sculpt your cover to suit your needs by choosing from our optional extras.

  • Breakdown cover
    Add Roadside assistance, Recovery, At Home and Onward Travel to your Van Insurance. Not available if you live in Northern Ireland
  • Motor legal
    Help recovering your compensation and financial losses after a motor incident that wasn't your fault
  • Protected no claim discount
    Your premium won’t increase as a direct result of 1 claim when you renew

What you need to get an insurance quote on your pick-up truck

To get the most accurate quote possible you’ll need to provide us with these details:

  • Vehicle details
  • Usage information
  • Purpose of use (personal, business, commercial)
  • Estimated annual mileage
  • Driver details
  • Coverage choice
  • Claims history
  • Payment information