Covering your insurance needs for pick-up trucks
Commonly, pick-up trucks were used for business, hauling equipment, or tools. Now they’ve become more popular as everyday vehicles. The specific insurance you need will be based on the purpose of use with your pick-up, whether it be business or personal.
What type of insurance do I need?
Personal van insurance 
If you plan on using your pick-up as just your everyday vehicle, getting you to and from work, or helping you reach and explore some mountains.
Business van insurance 
From hauling tools or if you're using your pick-up for work then business will be the insurance for you.
What level of cover do I need for my pick-up truck?
Comprehensive
Comprehensive van insurance provides extensive coverage for a range of incidents. This includes accidents, theft, and damage. It goes beyond basic protection provided under third party, fire and theft, offering a broader safety net for your van, giving you peace of mind on the road.
Third party, fire and theft
Third-party, fire and theft van insurance covers damage you cause to others. It also helps protect your van from fire or theft. It's an option offering a balance between protection and cost. It's suitable for those seeking essential coverage, but not comprehensive insurance.
Types of vehicles you can have on your Aviva Signature van insurance
When it comes to the types of vehicles we can provide insurance for, we can potentially insure everything from box vans to light vans as well as pick-ups.
Subject to underwriting process.
What our Aviva Signature van insurance covers
That depends on what kind of cover you choose: comprehensive van insurance or third party, fire, and theft.
Comprehensive van insurance
What’s covered
- Loss, theft or damage
Cover if your vehicle is lost, stolen or damaged - Vehicle recovery
If you have an accident, we'll get your vehicle going with roadside repairs, or cover up to £500 for accommodation or public transport - Tool cover
If your van is broken into and your tools stolen, you’re covered up to £500 - Glass replacement
We’ll cover the costs to replace or repair your van’s windscreen, sunroof, or windows - Replacement locks
If your keys are lost or stolen, we’ll pay to replace locks, transmitters, or immobilisers - Your no claim discount
Make sure one claim doesn't make years of hard-earned discounts disappear
What’s not covered
- Business goods
Any goods or samples you carry for your trade or business - Tyres
Any punctures, cuts or bursts – including those caused by braking - Resale value
We can’t cover you for any loss in value of your van after repair
Take a look at our policy wording to get to the bottom of what’s covered and what’s not.
What’s optional
- Breakdown cover
Add Roadside assistance, Recovery, At Home and Onward Travel to your Aviva Signature van insurance. Not available if you live in Northern Ireland - Motor legal
Help recovering your compensation and financial losses after a motor incident that wasn't your fault - Courtesy vehicle
Access to a replacement vehicle – with standard, enhanced and van options available. We'll aim to provide another van within 24hrs if yours is stolen or cannot be used after an accident (optional cover on comprehensive) - Foreign use
Cover driving in most European countries – so wherever you are, you’re protected - Motor Injury Protection Plus
Injury cover and physiotherapy for you, your partner, and any named drivers after a motor accident - Protected no claim discount
Your premium won’t increase as a direct result of 1 claim when you renew
Third party, fire, and theft
What’s covered
- Damage to your van
Protection against loss or damage to your van due to fire, theft, or attempted theft - Van recovery
Protection and removal of your van if damaged by fire, theft, or attempted theft - Your liability
Cover if you injure someone or damage their vehicle or property in a motor accident
What’s not covered
- New van replacement
Not included with this type of cover - Glass replacement
Any repair or replacement to glass in your windscreen, sunroof, or windows - Medical expenses
Any medical expenses if you’ve been injured in an accident - Personal belongings
Damage to any of your personal belongings - Replacement locks
Locks, transmitters, and immobilisers if your keys are lost or stolen - Tool cover
Any replacement tools if your van is broken into
What’s optional
- Breakdown cover
Add Roadside assistance, Recovery, At Home and Onward Travel to your Aviva Signature van insurance. Not available if you live in Northern Ireland - Motor legal
Help recovering your compensation and financial losses after a motor incident that wasn't your fault - Protected no claim discount
Your premium won’t increase as a direct result of 1 claim when you renew
Important documents
If you already have Aviva Signature car insurance, you'll find the documents for your policy in MyAviva.
We’d encourage you to read your Motor Insurance important information document (PDF 103 KB) and your Motor Insurance Product Information Document (PDF 71 KB). You can also check what’s covered in your Motor Insurance policy wording (PDF 369 KB) and learn about Motor cover limits (PDF 135 KB).
If you want to add breakdown cover to your policy, you can find out more in Breakdown cover terms and conditions (PDF 223 KB). We also have information to help you if you’re Motoring in Europe (PDF 339 KB). You can also find out more about us and About our insurance services (PDF 101 KB).
Pick-up trucks explained
What is a pick-up truck?
Can I insure a pick-up truck with Aviva?
How is a pick-up truck classified in the UK?
Get a quote
To get the most accurate quote possible you’ll need to provide us with these details:
- Vehicle details
- Usage information
- Purpose of use (personal, business, commercial)
- Estimated annual mileage
- Driver details
- Coverage choice
- Claims history
- Payment information
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