Exclusive £50 top up
If you invest in Wealthify’s ethical plan we give you a £50 top up to help you grow your investment while having a positive impact on society and the environment 1.
Why invest with Wealthify?
Think investing’s right for you, but not sure where to start? Wealthify could be the answer.
- Affordable investments
Start with a lump sum or whatever you can afford – starting from £1. Add regular monthly payments or simply top up your plan whenever you like.
- Easy access
Your cash isn’t locked away. You can withdraw your money – or add to it – without penalty.
- You’re in control
Wealthify helps you choose what investment style suits you best, from cautious to adventurous. You can choose to invest ethically if you want. And you can open more than one investment account – each with different plans for different personal finance goals.
- Managed for you
Your money is looked after by Wealthify’s investment managers who monitor your plan and decide where to invest your money. So you don’t need to be an expert to get started.
You’ll be in the hands of an award-winning team. Wealthify have won three awards in 2019 so far: Moneyfacts Highly Commended Award, Defaqto’s 5-Star Rating and Boring Money’s Best Buy for investing.
What will you pay?
Ok so, Wealthify charges an annual fee for managing your money. It’s never more than 0.7% and can be as low as 0.4%, depending on the total value of all investment plans you have.
You also pay a yearly fee for the funds that your plan is invested in which is typically:
- 0.19% to 0.26% a year for original investments
- 0.42% to 0.82% a year for ethical investments
Fees for ethical portfolios tend to be slightly higher because they’re actively managed to maintain ethical standards.
Transaction costs - incurred through the investing process - also apply. These are 0.07% on average.
Recommended by financial experts
Don’t just take our word for it. Industry experts have awarded Wealthify with three awards this year already.
Moneyfacts gave Wealthify a Highly Commended at the Moneyfacts Consumer Awards 2019.
Defaqto gave Wealthify a 5-Star Rating for their original and ethical plans - the first digital wealth manager ever to receive this award.
Consumer champion website, Boring Money, rates Wealthify a Best Buy for investing.
Before you apply
A few things you need to know before you can open an account.
To open an ISA you need to:
- Be over 18
- Be a UK tax resident
- Be within your £20,000 per year ISA allowance
- Not have opened or be contributing to a stocks and shares ISA, other than a lifetime ISA, this tax year (from 6 April to 5 April)
If you're transfering an ISA, bear in mind:
- It doesn’t count towards your ISA allowance, unless you paid into an ISA this tax year
- You can transfer an ISA you’ve paid into this tax year, but you have to transfer the whole amount and it will count towards this year’s ISA allowance
- You might be charged by your current provider, so check before you do anything
- It can take between 3 to 6 weeks to cash in, transfer and reinvest your money – your investment won’t be affected by any changes in the markets during this time
Want more choice?
There's more than one way to make your money work harder. Here are a few other ways you can do it with us.
Aviva Stocks & Shares ISA
Make the most of your money by investing with our tax-efficient Stocks & Shares ISA.
Aviva Investment Account
Open an Aviva Investment Account and manage your money with our easy-to-use online investment service.
Want to learn more about investing before you start?
Our Investment Knowledge Hub
The world of investments can feel a bit daunting at first. That's why we set up our knowledge hub to teach you the basics before you get started, so you feel confident and ready to go.
You’ll learn what an ISA is, the different types of investment fund, how to navigate the risks and rewards of the stock market and more.
Need help with Wealthify?
Monday to Friday: 8:00am – 6:30pm
Saturday: 9:00am – 12:30pm
1For our joint protection, telephone calls may be monitored and will be recorded and saved for a minimum of five years. Calls to 0800 numbers from UK landlines and mobiles are free.