Brexit and your policies

Find out how the UK leaving the EU affects your policies with us and see our answers to your frequently answered questions on Brexit.

If you bought insurance from us in the UK and are currently – and will continue to be – permanently resident in the UK, your cover will not be affected and will remain valid. Most of our customers’ insurance will not be affected by what happens at the end of the transition period.

If you’re no longer resident in the UK or you’re thinking of leaving the UK in the near future, depending on the type of insurance you have with us, your insurance may no longer be valid once you leave or you may not be able to make as many changes as before. 

What impact did leaving the EU on 31 January 2020 have on my policy?

The UK formally left the EU on 31 January 2020 - but the Government has agreed to a transition period with the EU that will last until the end of 2020. During this time all EU law, rules and regulations will still apply in the UK and between the UK and the EU. This means that your insurance with us won’t change during the transition period. So if you’re planning on driving abroad or using your European Health Insurance Card (EHIC) when travelling in Europe, nothing will change until 1 January 2021. 

There hasn’t been a deal agreed yet that covers financial services, which may affect your insurance. We’ll update our website with more information, so you should keep checking back here as more details are announced. 

We’re monitoring developments and speaking with regulators to minimise any challenges that may come up. We’ll always aim to provide the service you expect.

For more information on preparing for travel to the EU in the run-up to, and after, Brexit, visit www.gov.uk/visit-europe-brexit.

Frequently asked questions on Brexit and insurance

General

Motor insurance

Travel insurance

Pensions

Market performance and investments

Banking questions