I've stopped smoking/I've started smoking – do I need to tell you?

No. Your cover is based on your smoker status when you applied. As long as the information was accurate at the time, your premiums are guaranteed, regardless of any changes to your personal health.

If your policy was previously with Friends Life, this may not apply, so check your policy documents or contact us.

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Coronavirus updates, help and support

We're having to do a few things a little differently right now, here's all the latest information about our different policies, including COVID-19 specific frequently asked questions, and the best way to contact us.

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