Should I have the same level of cover for my life insurance and critical illness cover?
Not necessarily. They’re separate policies, and you don’t have to choose the same level of cover for both.
Everyone's different, so it’s up to you to decide which policy, or combination of policies, is right for you. You could ask a financial adviser if you’re unsure.
Critical Illness cover pays out if you’re diagnosed with a critical illness that meets the policy definition during the term of the policy and survive for at least 10 days. Life insurance pays out if you die, or are diagnosed with a terminal illness and are not expected to live for longer than 12 months, during the policy term.
If your policy was previously with Friends Life, see your policy documents or contact us.
Explore more frequently asked questions
Whether you want to change your details, make a claim or understand more about our products, you can find answers to FAQs by category.
Home insurance and Heating & Boiler Cover
FAQ search tool
Not found the answer you need yet? If you have a particular question, try our FAQ search tool.