What is abridged advice and how can it help me with a direct benefit (DB) transfer?

Abridged advice is the first phase of defined benefit advice, it is where some initial analysis is undertaken to see if it's obvious that you should keep your defined benefit pension as it is.

If the abridged advice outcome is unclear, you could proceed on to full defined benefit advice and the abridged fee is not charged as this is included in the overall DB advice fee. If you’re interested in transferring your defined benefit pension, an adviser will always take you through an abridged advice phase first, as a stepping stone to full advice.