Are mobile phones covered by home insurance?

Under contents insurance we will automatically provide cover for loss of or damage to mobile phones caused by any of these events whilst in the home:

Fire, explosion, lightning, earthquake and smoke damage
Storm and flood damage
Riot, civil commotion, strikes, labour and political disturbances
Damage by malicious persons or vandals
Collision by aircraft or other aerial devices, vehicles and animals (not including domestic pets)
Theft or attempted theft from the home
Falling radio and TV aerials
Subsidence, heave or landslide
Damage caused by falling trees or branches
Escape of water
Leakage of heating fuel 

If you'd like to cover a mobile phone away from home and against accidental damage, you'll need to select Personal Belongings cover.

For cover limits, exclusions and further information please see our overview of benefits.

Mobile phone's can be covered against Accidental Damage whilst in the Home on AvivaPlus under the Accidental Damage cover. This is included as Standard on the Premium Tier and is an option on the Regular Tier. If you would like the item covered away from the Home, this would be covered under the "Accidents and Thefts away from the Home". This cover is included on the Premium Tier as Standard and is optional on the Regular Tier.

Please note both of these covers are not available on the Basic Tier.