Will you replace items on a "new for old" basis?
Cover is provided on a new for old basis (except for clothing). We may choose to settle by one of the following methods:
- Replacing with new items
- Reinstating (restoring your insured items to the condition they were in before the loss; for example, by professionally cleaning soiled carpets)
- Repairing
- Payment, so that you can choose your own replacements