I have a joint life insurance policy. Will the cover continue for my partner if you pay a critical illness claim for me?

It depends on the type of life insurance cover you have.

If you have critical illness cover that’s independent of your life insurance, your life cover will continue for both of you if you carry on paying your premiums. If your partner also has critical illness cover, this will also continue, regardless of your claim.

If you have integrated critical illness and life insurance cover, life cover will end for both of you as soon as your claim’s been paid – unless we pay out for children’s benefit or additional critical illness cover, in which case, your cover will continue.

Check your policy documents or contact us if you’re not sure about what your policy covers.

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