Is terminal illness cover included in a life insurance policy?

Yes, our Life Insurance Plan includes terminal illness benefit. This means we’ll pay out if you’re diagnosed with a terminal illness that meets our policy definition within the policy term and aren't expected to live longer than 12 months. If your doctor thinks you might live longer, or there's treatment that could extend your life, we won't pay out. Once we pay a terminal illness benefit, the life insurance policy ends, and we won’t pay out when you die. There’s no cash value at any time.