If I don't get a medical, can I still get life insurance?

This depends on your age, the cover amount and the information you gave us about your health on your application. 

Most people who apply for our cover don’t need a medical. However, if you're applying for a large amount of cover, we might ask you to have a medical with either a nurse or a doctor.

We look at everyone’s application individually. If you're asked to have a medical, it’s so we can learn more while we assess your application. It doesn’t automatically mean your application won’t be accepted.