Do you insure caravans and mobile homes?

You're automatically covered against third party liability while a trailer is attached to your car. We won’t charge an extra premium and you don’t need to tell us that you’re towing a trailer. 

The term ’trailer‘ means any trailer, caravan or car being towed behind the vehicle policyholder’s car.

From 16 December 2021, towing limits for trailers may have changed for people with driving licences that were issued after 1 January 1997. If you tow trailers or will do in the future, and are unsure if any changes apply to you, you can find out more at Driving licence categories - GOV.UK (

Third party liability cover means we'll cover any compensation you have to pay if you're in an accident where you injure someone or damage their property.

However, it won't provide cover for loss or damage to the trailer itself.

Caravans are normally covered as part of a specialist stand-alone policy or added to a home insurance policy as an optional add-on. 

Visit our motorhome and caravan insurance page for more information.

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