Will my car insurance allow me to drive abroad?
Yes. If you have motor insurance with us, and your vehicle is normally kept in Great Britain, Northern Ireland, the Channel Islands or Isle of Man, you’re covered to drive in:
EU Countries: Austria, Belgium, Bulgaria, Croatia, Republic of Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain and Sweden
EEA countries not in the EU: Iceland, Liechtenstein, and Norway
Other countries: Andorra, Serbia, Switzerland, Bosnia & Herzegovina
British Overseas Territory: Gibraltar
Your insurance policy will give you the minimum cover you need to drive your insured vehicle in most European countries, which is third party only cover. This covers your legal liability to others – for example, if you injure someone in a motor accident or damage their property. However, it won’t cover you for loss of, or damage to, your own vehicle. For this kind of cover, you need to have our Foreign Use optional add-on cover.
Foreign Use is included as standard with an Aviva Online, Aviva Premium, or AvivaPlus Premium policy. Or if you have Comprehensive cover with one of our other Motor Insurance products, you can add Foreign Use for an additional price. Foreign Use gives you a similar level of cover to what you have in the UK, when driving in the countries listed in your policy booklet. Cover is valid for up to 90 days for one trip and up to 180 days during the year.
To add Foreign Use onto your policy:
- Log in to MyAviva
- Select your Motor policy, then choose 'Details'.
- Choose 'Amend my policy'
- Under Excesses and additional covers choose ‘Yes’ to the Foreign Use option.
Or if you’re a new customer, simply add Foreign Use to your policy when you get a quote.
Foreign Use isn’t available with an AvivaPlus Basic policy.
Please note: Driving Other Cars (DOC) cover, courtesy vehicles, UK breakdown cover (Rescue Cover) and Motor Legal Services only operate within Great Britain, Northern Ireland, the Channel Islands and the Isle of Man. Adding Foreign Use will not extend these covers outside the UK.
For exclusions and further information, see the documents section in MyAviva for the policy you want to view.
If you plan to travel with your own car to a country not listed in your policy booklet, please contact us first.
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