Do you provide cover for a newborn baby?
Yes, if you apply before your baby is three months old, we’ll give you up to three months of free health cover for them. If you apply before your baby is 3 months and make a claim, your baby's medical history will be disregarded and no personal exclusions will apply and no premium will apply. If a baby is added after they are 3 months old, then any pre-existing conditions will be underwritten.
If you already have another child (aged 19 or under) on your policy, after those first three months are up, your new child will continue to get free cover until the older child turns 20. That’s because you only pay for the oldest child on your policy.
We also offer a 'baby bonus' where, if you've had the policy for over 10 months and your premiums are paid up to date, any family member covered by the policy will get £100 from us when you have a baby or adopt one up to a year old.
Explore more frequently asked questions
Whether you want to change your details, make a claim or understand more about our products, you can find answers to FAQs by category.
FAQ search tool
Not found the answer you need yet? If you have a particular question, try our FAQ search tool.