Frequently Asked Questions

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You asked: How much cover can I get with an Over 50s Life Insurance plan?

You can choose the amount of cover you want on an Over 50s Life Insurance plan, but it's your age that will determine the premium. Or, you can decide how much you want to pay and your age will relate to how much cover we can offer. Your age will determine the maximum amount of cover available to you and the maximum premium permitted is £50 per month.

If you die after you've been paying your premiums for 12 months, we'll pay out the full sum insured. If you die as a result of an accident, we'll pay out double the sum insured. If you die within the first 12 months, we will make a payment that is equal to the premiums paid. However, if you die within the first 12 months as a result of an accident, we'll pay out the sum insured.

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