Frequently Asked Questions

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You asked: I've stopped smoking / I've started smoking - do I need to tell you?

No. Your cover is based on your smoker status when you applied. As long as all of the information was accurate at the time, your premiums are guaranteed regardless of any changes to your personal health.

If your policy was previously Friends Life, then the above information may not apply. For further information please refer to your policy documents or contact us.

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