Frequently Asked Questions
Ask us a question
You asked: What is critical illness cover?
A critical illness policy can help to provide you and your loved ones with financial support, should the worst happen.
Our Critical Illness Plan will pay out if you are diagnosed with a critical illness that meets our policy definition during the term of the policy and survive for at least 10 days.
Our different types of critical illness cover are decreasing and level cover.
Decreasing cover provides a level of cover that decreases over time, broadly in line with a repayment loan or mortgage.
If you choose level cover, the value of your cover stays the same, as does what you pay each month.
You can choose to make your cover amount increase in line with inflation, so the lump sum won't be worth less in the future because of the rise in the cost of living. With this option, the amount of cover and the amount you pay can both go up each year.
Our Critical Illness Plan can be taken out separately or alongside our Life Insurance Plan.
Find out more about our Critical Illness Plan.
Did this answer your question?
Answers others found useful
- Which illnesses are covered by a critical illness policy?
- What does my critical illness policy cover me for?
- What does my life insurance policy cover me for?
- Should I have the same level of cover for my life insurance and critical illness cover?
- What kind of illnesses are covered by income protection?
Browse our FAQs by topic