Frequently Asked Questions

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You asked: What is critical illness cover?

A critical illness policy can help to provide you and your loved ones with financial support, should the worst happen.

Our Critical Illness Plan will pay out if you are diagnosed with a critical illness that meets our policy definition during the term of the policy and survive for at least 10 days.

Our different types of critical illness cover are decreasing and level cover.

Decreasing cover provides a level of cover that decreases over time, broadly in line with a repayment loan or mortgage.

If you choose level cover, the value of your cover stays the same, as does what you pay each month.

You can choose to make your cover amount increase in line with inflation, so the lump sum won't be worth less in the future because of the rise in the cost of living. With this option, the amount of cover and the amount you pay can both go up each year.

Our Critical Illness Plan can be taken out separately or alongside our Life Insurance Plan.

Find out more about our Critical Illness Plan.

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