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You asked: Who does children's benefit cover?
Children's benefit cover applies to any of the life covered's natural, legally adopted and/or step-children. Children are covered from 30 days old until their 18th birthday (or their 21st birthday, if they are in full-time education).
Children's benefit is only available with policies taken out on or after 7 July 2013. If you took out a policy before this date, please refer to the terms and conditions you received at the time.
If your policy was previously Friends Life, then the above information will not apply. For further information please refer to your policy documents or contact us.
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