Frequently Asked Questions

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You asked: How much cover can I get with a Guaranteed Lifelong Protection policy?

You can choose the amount of cover you want or you can decide how much you want to pay. We'll look at your chosen amount and your age before deciding what cover we can provide and for how much.

Your age will determine the maximum amount of cover available to you and the maximum premium permitted is £50 per month.

If you die after you've been paying your premiums for 12 months, we'll pay out the full sum insured. If you die as a result of an accident, we'll pay out double the sum insured. If you die within the first 12 months, we will make a payment that is equal to the premiums paid. However, if you die within the first 12 months as a result of an accident, we'll pay out the sum insured.

Please remember that there is no cash in value at any time.

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