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Our cancer pledge

Our cancer pledge - Extensive cover and support

We understand the importance of providing extensive cover and support at every stage of cancer treatment. Our cancer pledge means we’ll cover the cancer treatment and palliative care required, as recommended by a specialist, should you ever have to make a cancer claim.

We also want to make things as comfortable as possible following cancer treatment, so we’ll provide extensive cover for aftercare, including consultations with a dietician, as well as money towards prostheses and wigs.

What is covered for cancer treatment?

The following table shows what is covered for cancer treatment. The cover options selected on your policy will be applied in the normal way for any claims made. This is just a summary of the cover, for full details please refer to the applicable terms and conditions below.

Benefits Cover Notes
Hospital charges for surgery and medical admissions
Specialists’ fees Up to the limits in our specialist fee schedule
NHS cancer cash benefit £100 per day We pay £100 a day for treatment received as an in-patient or day-patient, £100 for each day you receive out-patient radiotherapy, chemotherapy or blood transfusions or out-patient surgical procedures. £100 for each day you receive intravenous (IV) chemotherapy at home and £100 for each week you are taking oral chemotherapy at home. You won’t be able to claim more than £100 in any one day
Post surgery services Includes specialist services immediately following surgery, such as consultations with a dietician or stoma nurse
Radiotherapy and chemotherapy
Bone strengthening drugs (such as bisphosphonates) We pay for bone strengthening drugs when they are being used to treat metastatic bone disease
Treatment prescribed by your specialist for side effects while you are receiving chemotherapy or radiotherapy
Wigs Up to £100 We will pay towards the cost of a wig if you need one due to hair loss caused by cancer treatment. This is payable once per member, not per policy year
External prostheses Up to £5,000 We will pay towards the cost of the first external prosthesis following surgery for cancer.
Stem cell and bone marrow transplants Includes collection, storage and implantation
Monitoring Up to 10 years
On going needs, such as regular replacement of tubes or drains Up to five years
Preventative treatment for cancer Only if you have already had treatment for cancer that we have paid for. For example, we’ll pay for a mastectomy to a healthy breast in the event that you’ve been diagnosed with cancer in the other breast
End of life care: In a hospital if it’s medically necessary
End of life care: Donation to a hospice £100 per night, up to £10,000 Each night you’re admitted
End of life care: Donation to a hospice £50 per day, up to £10,000 Each day that you’re visited at home by one of their nurses

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