Enjoy control over your health cover
Our Private Health Insurance gives you the flexibility to add a range of extra benefits to your core cover.
Whether it's additional dental cover you need or cover for specialist treatments such as acupuncture, you can enhance your policy with our diverse options.
Dental and optical
Our Private Health Insurance already covers surgical dental procedures 1 performed in a hospital. But with our dental and optical option, you’ll also be covered for routine dental treatment and optical expenses 2.
- Up to £200 of optical cover
- Up to £300 of routine dental treatment cover
- Up to £600 of dental treatment cover following an accident
Mental health treatment
Your mental wellbeing is just as important as your physical health. And with our mental health treatment option, you’ll be covered for in-patient and day-patient treatment if you’re diagnosed with an acute psychiatric condition. We’ll pay:
- In-patient and day-patient accommodation and nursing costs in full up to 28 days
- Specialists’ fees for in-patient treatment up to £210 each week
Upgrade your hospital list
Our Private Health Insurance already gives you access to our Key hospital list. But you’ve also got the option of upgrading to our Extended hospital list – increasing the number of hospitals you can use.
Depending on your condition, you may still need to be treated at a hospital on one of our networks. But you'll enjoy greater choice and coverage by upgrading your hospital list.
Other treatment and therapies
Extra cover for physiotherapist, osteopath, chiropractor and acupuncturist referrals if you suffer an accident such as whiplash or a sports injury. We’ll cover:
- Up to 10 sessions with a physiotherapist, chiropractor, osteopath or acupuncturist, if referred by your GP
- GP minor surgery up to £100 for each procedure
No Claim Discount protection
Protect your No Claim Discount (NCD) for an additional premium and help keep your future premiums down 3. Here’s how it works:
- Our NCD protection takes effect if you make a claim that would have caused you to drop three levels down our NCD scale
- Where this is the case, instead of your NCD reducing, it will stay at the same level – however, your NCD protection will be lost
- Once you’ve been claim-free for a year, you can ask us to protect your NCD again
Switching from another insurer or simply want to add NCD protection when you renew? No problem – just let us know when you apply or get in touch.
Looking for Private Health Insurance?
Take a look at our complete Private Health Insurance.
Keep on top of your health and wellbeing with our guides and articles.
6 Jul 2018
Protecting your lungs
Ways you can keep your lungs healthy and help avoid pneumonia, COPD and cancer.
2 Jul 2018
Aches and pains
Diet and exercise, avoiding falls and tips for a quick recovery.
18 Jun 2018
How to prevent sports injuries
Regular exercise has lots of health benefits, so here's how to avoid injuries that keep you from staying active
5 Jun 2018
How to keep your teeth healthy
Simple rules to take care of your teeth and gums, and help protect against serious medical conditions.
22 May 2018
What is 'virtual physiotherapy' and could it help ease your back pain?
22 May 2018
Avoiding joint injuries
Read our helpful information on how to avoid joint injuries and help ease any knee, hip or shoulder pain.
21 May 2018
Lowering your blood pressure
Simple ways to help lower your blood pressure and protect yourself from serious illness
10 May 2018
How to maintain a healthy diet
Eating well is one of the lifestyle choices that can have the biggest impact on your health. Keep a healthy diet and you could reduce the risk of serious illness
25 Apr 2018
The benefits of acupuncture
Could acupuncture help with your headaches, migraines, joint pain or neck pain?
15 Apr 2018
How to take care of your eyes
Find out how to prevent sight loss through diet, eye protection and regular check ups
2 Apr 2018
How to relieve back pain
Try these short-term, at-home treatments: physiotherapy, osteopathy or acupuncture.
15 Mar 2018
How to get a good nights sleep
Experience the physical and mental health benefits of rest.
For our joint protection, phone calls may be monitored, recorded and saved for a minimum of 5 years. Calls to 0800 numbers from UK landlines and mobiles are free.