What does Aviva Signature home insurance cover for let properties?
Aviva Signature home insurance provides protection for landlords, covering everything from repair and rebuild costs to loss of rental income - helping you manage unexpected expenses with confidence. If your property's damaged due to theft, fire, flooding, or extreme weather, both you and your tenants will be affected - especially if the damage has made the property unsafe or un-secure. Aviva Signature home insurance can help you and your tenants get back to normal as quickly as possible.
When your property is let, it's more than just a house you have to worry about - it's someone else's home too.
The benefits of our Aviva Signature home insurance
It takes a name you can trust
Over 1 million people protect their home with Aviva Footnote [1]
Unlimited buildings and contents sum insured
There's no limit to the overall amount we'll cover your property and all your contents for. Footnote [2]
Replacement locks cover
If the keys to your home are lost or stolen, we'll pay to replace the locks or lock mechanisms. Footnote [3]
Matching items cover for buildings
We'll cover the cost of replacing undamaged items in a set or suite (such as tiles, basins and fitted furniture) if we can't provide a matching replacement, up to the buildings limit. Conditions apply.
What Aviva Signature home insurance covers for let properties
What's covered
- Damage to your contents
Caused by events like fire, theft, subsidence and flooding – this includes contents in garages and outbuildings within property boundaries. Coverage limits and conditions apply, with reduced limits for theft-related claims - Replacement locks cover
If the keys to your home are lost or stolen, we'll pay to replace the locks or lock mechanisms Footnote [3] - Protection against injuries or property damage
If you employ someone in your house in a way that our policy covers (like a cleaner) and they get hurt doing their work, we’ll help pay any costs - Cover for matching items
We'll cover the cost of replacing undamaged items in a set if we can't provide a matching replacement, up to the policy limits. Conditions apply
What's not covered
- Wet rot, dry rot or frost damage
- Damage that’s happened slowly over time
- Fences, gates or hedges damaged in a storm
- Claims because something’s faulty or built badly to start with
- Theft, attempted theft, malicious damage or vandalism by tenants.
Please read policy documents for details of all exclusions and limitations.
Important documents
If you already have insurance with us, you'll find the documents for your policy in MyAviva. In your document library, you’ll find your Insurance product information document (PDF 76 KB), an Important information document (PDF 122 KB), and your Insurance policy wording (PDF 348 KB).
You’ll also find a Home summary of benefits (PDF 90 KB), a document About our insurance services (PDF 25 KB), and if applicable, your Home Emergency Cover policy (PDF 257 KB), Legal Services policy wording (PDF 334 KB).
Why buy Aviva Signature home insurance for a let property?
If you're a UK landlord and you've got tenants in your property, it's a good idea to think about insuring your property. It can definitely be useful to have in place just in case anything unexpected pops up that you need to pay for.
Insuring your property can give you peace of mind - so if the worst happens, like a fire or storm, your property and contents are covered. For an additional cost, you can add accidental damage cover to protect items like windows, baths, sinks, and toilets against unexpected accidents.
If you’ve got more than one rental property, never fear - you can cover up to three. If you’ve got more than three, take a turn here and check out our commercial home insurance through a broker.
Manage your Aviva Signature buildings insurance online
No admin fees for making changes
No admin fees for making changes We don’t charge you for updating your personal details or changing your policy. You may have to pay a cancellation fee if you cancel your policy.
Manage your cover online
Manage your cover online It’s simple and easy to check, and update your policy details and make a claim with MyAviva. Just log in and you’re good to go.
Buy with confidence
It takes a name you can trust. Over one million people protect their home with Aviva, as of February 2026.
If you already have another policy with us, we'll give you 10% off a new home insurance policy. Discount excludes optional extras. Terms apply.Footnote 4
We’ve got endorsement from experts.
We’ll get your home back to normal. We’re there when you need us. Start a new claim online or by phone 24/7, 365 days a year.
Get a quote in minutes
You could get a quote for Aviva Signature buildings insurance in less time than it takes to finish your cup of tea. We’ve also put together a checklist to make it even easier.
To help us tot up your price accurately, we’ll ask you for some information:
- About you – just the usual like your name, date of birth, and if you’ve made any home insurance claims in the last five years.
- About your home – things like your postcode, whether you own your home, and if you live there all the time.
- About your policy – pick how much you’d be prepared to pay towards the cost of a claim (known as an excess) and any optional add-ons you want.
We’ve simplified things by making some assumptions – like that you have less than five bedrooms, and that flood waters have never washed through your home before. You’ll see these assumptions as you complete your quote. Please check them carefully and tell us if they don’t apply.
Looking for a different type of cover?
We’ve got a range of products to protect what’s important to you:
Home insurance 
Contents insurance 
Buildings insurance 
Renters insurance 
Aviva Signature buildings insurance FAQs
Do I need home insurance?
How does the claims process work?
What happens if I move house?
Does home insurance cover outbuildings?
Learn about caring for your home
We’ve put together a range of simple guides and handy tools to answer your questions about protecting your home, so you can feel confident and prepared.
Home insurance
What’s the difference between buildings and contents insurance?
What type of cover should you choose?
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First time buyers
Important stages of the house buying process
Buying or moving into a home comes with big decisions — from choosing a neighbourhood to finding the right cover for your new place
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Home insurance
Your home insurance price explained
Your premium depends on factors like your risk of claiming. Find out what else affects your price.
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Home insurance
Legal Services Cover explained
Confused about legal cover? Here’s a quick look at the cases our optional legal services can help with if added to Aviva Signature home insurance.
Contents insurance calculator
It can be a bit tricky to calculate the value of your belongings. Use our contents insurance calculator to estimate the value of your contents.