Our critical illness cover
Not sure what you need to protect, how much cover you might need, or which cover type to choose? This short video will help you to think about what’s right for you.
Transcript
A lot of us think we'll never be diagnosed with a critical illness but in reality it could happen to anyone.
How would you and your family cope financially if you became ill? Whether it's paying for treatment or helping to cover your salary while you get better, our Critical Illness Plan could make a big difference if you're dianogsed with a life changing illness.
We cover over 50 conditions including nearly all types of cancer, as well as heart attacks and strokes.
We offer different types of cover - level cover and decreasing cover.
With level cover, what you pay each month stays the same for the whole term of the policy, and so does the cover amount. And if you'd prefer your cover amount to rise with the cost of living, you can choose to protect it against the effects of inflation, which means that what you pay will also increase over time.
Decreasing cover works like a repayment loan, with a fixed interest rate. So, the value of your cover decreases gradually, but the amount you pay stays the same.
Our Critical Illness Plan also includes children's cover, so the whole family can stay protected.
Your cover can last between 5 and 50 years, or up until your 75th birthday.
When it comes to how much cover you'll need, everyone's different.
How much would you need to cover your monthly outgoings? Think about everyday costs like household bills and childcare. Or, how would you pay for any unexpected treatment costs. So that you and your family were able to live life as normally as possible.
Even a small amount of critical illness cover could allow you to take the time you need to recover or take a well deserved holiday.
At Aviva, our cover is designed with you in mind, with flexible cover length, children's cover and lump-sum pay-outs.
We're here when you need us most.
Want critical illness cover?
Take a look at our cover in more detail and find out how to apply.
Life articles
Take a look at our latest news and guides.
Life insurance and critical illness cover: how are they different, and do you need both?
Although similar, life insurance and critical illness policies provide different kinds of cover to help in challenging times. Find out more here.
Read more
The difference between income protection insurance and critical illness cover
For a lifeline that’s right for you and your family, we look at the difference between critical illness cover and income protection, find out more here.
Read more
Planning a non-religious funeral
Find out about non-religious ways to pay tribute to someone, in a way that’s authentic to the way they lived and their wishes.
Read more
How to make a funeral a celebration of life
While the type of funeral can’t diminish the grief felt, it can help make it a joyful celebration of life. Find out more about celebration of life funerals here.
Read more
What does our critical illness insurance cover?
Understanding exactly what your critical illness cover policy covers you for can give you peace of mind, when you need it most.
Find out more
How much does a funeral cost?
With the cost of funerals rising over the last decade, the cost of saying goodbye to your loved one may come as a surprise to you.
What's the cost
How to plan your funeral
Forward planning the practicalities of a funeral can be a great comfort, here are some of the key things to think about when choosing a prepaid funeral plan.
Read more
6 myths about life insurance
If you're thinking of getting life insurance, you might have come across a few common misconceptions while doing your research.
Find out more
What is income protection insurance?
Find out how income protection could support you financially if you’re unable to work because of injury or illness.
Are you protected?
Want to switch your life insurance policy?
You might regularly review or change your car or home insurance policy. But is it worth doing the same with your life insurance?
Want to switch your life insurance policy?
How does life insurance work?
From how much life insurance costs to who gets the money if you die during the policy term, here’s a simple guide to life insurance and how it works.
Understand life insurance
What is mortgage protection insurance?
Mortgage protection insurance is a type of term life insurance. Find out more about how mortgage protection insurance works, and how it can help you here.
Learn more
What's the difference between life insurance and life assurance?
Life insurance and life assurance are terms that are often used interchangeably – but is there a difference?
Discover more
Think you can't afford life insurance? You're not alone
Read our 4 top tips on how to make the cost of life insurance more manageable.
Affordable life insurance
Linda's Story
Within a few years of taking out critical illness cover, Linda received some bad news, completely out of the blue. Fortunately we could help her during this difficult time.
Watch our video
The difference between a death in service policy and life insurance
Understand the difference and why you might need both.
Know the difference
Contact us
Still need help? Give us a call.
Monday to Friday: 8:00am - 6:00pm
Saturday and Sunday: Closed
For our joint protection, telephone calls may be recorded and/or monitored and will be saved for a minimum of 5 years. Calls to 0800 numbers from UK landlines and mobiles are free.