Our critical illness cover
Not sure what you need to protect, how much cover you might need, or which cover type to choose? This short video will help you to think about what’s right for you.
Transcript
A lot of us think we'll never be diagnosed with a critical illness but in reality it could happen to anyone.
How would you and your family cope financially if you became ill? Whether it's paying for treatment or helping to cover your salary while you get better, our Critical Illness Plan could make a big difference if you're dianogsed with a life changing illness.
We cover over 50 conditions including nearly all types of cancer, as well as heart attacks and strokes.
We offer different types of cover - level cover and decreasing cover.
With level cover, what you pay each month stays the same for the whole term of the policy, and so does the cover amount. And if you'd prefer your cover amount to rise with the cost of living, you can choose to protect it against the effects of inflation, which means that what you pay will also increase over time.
Decreasing cover works like a repayment loan, with a fixed interest rate. So, the value of your cover decreases gradually, but the amount you pay stays the same.
Our Critical Illness Plan also includes children's cover, so the whole family can stay protected.
Your cover can last between 5 and 50 years, or up until your 75th birthday.
When it comes to how much cover you'll need, everyone's different.
How much would you need to cover your monthly outgoings? Think about everyday costs like household bills and childcare. Or, how would you pay for any unexpected treatment costs. So that you and your family were able to live life as normally as possible.
Even a small amount of critical illness cover could allow you to take the time you need to recover or take a well deserved holiday.
At Aviva, our cover is designed with you in mind, with flexible cover length, children's cover and lump-sum pay-outs.
We're here when you need us most.
Want critical illness cover?
Take a look at our cover in more detail and find out how to apply.
Life articles
Take a look at our latest news and guides.
Life insurance when renting
Life insurance when renting
See how Gregg solved his persistent health puzzle with a simple blood test using Digicare+
See how Gregg solved his persistent health puzzle with a simple blood test using Digicare+
What to do after someone dies – a checklist
It can be difficult to know what to do following the death of a loved one, and in what order. Find out what you need to do first and what you can leave for later.
Children’s critical illness benefit
The last thing you’ll want to think about is your child being critically ill, but it’s worth considering how you’d manage financially. Find out more here.
Do I need income protection insurance if I’m under 30?
In the time it takes to watch a handful of TikTok videos, you could help get reassurance for the future by taking out income protection insurance.
Over 50 Life Insurance vs. Prepaid Funeral Plans
Weigh up your options by finding out about the pros and cons of funeral plans and over 50 life insurance.
Over 70s life insurance
Have confidence in your life cover options so you can kick back and enjoy your retirement.
Over 60s life insurance
Spend some time exploring the whole of life insurance options open to you at 60 and beyond.
Six important reasons to get life insurance
We regularly see the difference having life insurance can make to families, find out how having cover could make a big difference, when it really matters here.
Over 50 life insurance and cancer
If you have over 50 life insurance, or are thinking of getting it, you might wonder if having cancer in the past, present or future might affect your cover or any potential payout.
Should I buy a single or joint life insurance policy?
Understand the difference between both policies.
Should I get life insurance in my 50s?
Hitting the half century opens up your life insurance options. But which one’s right for you?
Term life insurance vs over 50 life insurance – which is right for me?
Over 50? Is life insurance or over 50 life insurance right for you? Here’s what to look out for.
What is term life insurance?
There are 3 different types of term life insurance.
What's the difference between life insurance and life assurance?
Life insurance and life assurance are terms that are often used interchangeably – but is there a difference?
Linda's Story
Within a few years of taking out critical illness cover, Linda received some bad news, completely out of the blue. Fortunately we could help her during this difficult time.
Contact us
Still need help? Give us a call.
Monday to Friday: 8:00am - 6:00pm
Saturday and Sunday: Closed
For our joint protection, telephone calls may be recorded and/or monitored. Calls to 0800 numbers from UK landlines and mobiles are free. Our opening hours may be different depending on which team you need to speak to.