Motorbike Insurance

Protecting your wheels

Cover for your motorcycle

Head out on the highway with our motorbike insurance – with cover for loss, theft and damage, plus optional cover for European trips. 

Comprehensive cover

Cover for loss, theft or damage of your bike 

New motorbike replacement

If your bike’s stolen or extensively damaged within 6 months of purchase from new

Accident recovery

We’ll pick you up and get you to an approved repairer

Cover at home and abroad

Cover levels to suit your needs

We offer Comprehensive or Third Party, Fire & Theft cover – so you can choose the insurance that's right for you and your motorcycle.

 

Whether that's covering the cost of replacing or repairing your bike if it’s damaged in an accident or covering costs to pay someone else if a claim is made against you.

European trips

Want to pack your passport in your saddlebag and take to the open roads of Europe? Then you’ll want insurance cover that matches your sense of adventure.

 

Our motorcycle cover allows you to upgrade your overseas cover to the similar level of protection you get in the UK. Plus, add European breakdown cover too.

Your motorbike cover options

Comprehensive Motorbike Insurance

What's covered

  • Loss and damage to your vehicle  
    Cover if your motorbike is lost, stolen or damaged
  • Your liability
    Cover if you injure someone or damage their vehicle or property in a motor incident
  • New motorbike replacement
    If it’s extensively damaged or stolen within 6 months of purchase
  • Accident recovery
    If we can’t make your motorbike safe after an accident, we’ll take it to our nearest approved repairer

What's not covered

Unfortunately, we can’t cover everything – make sure you’re happy with what’s not covered, including:

  • Loss or damage from theft if your ignition keys are left in or on your motorbike
  • Damage to tyres caused by breaking, punctures, cuts or bursts
  • Loss of or damage to helmets and protective clothing  

Mandatory excess

As well as any voluntary excess, riders aged 20 and under are also subject to a £100 excess. Riders aged between 21 and 24 are subject to a £50 excess. 

Take a look at our policy wording for full details of what’s not covered.

Read our motorbike policy document (394KB)

What's optional

Choose optional add-ons at an additional cost to create cover that suits you.

  • Foreign use
    Cover while riding in most European countries 
  • European breakdown cover
    Help if you breakdown abroad by adding this cover when you take out 'Foreign Use'
  • Motor legal
    Help recovering your compensation and financial losses after a motor incident which wasn't your fault

 

Third Party, Fire and Theft

What's covered

  • Damage to your motorbike 
    Cover for loss or damage to your motorbike from fire, theft or attempted theft
  • Your liability
    Cover if you injure someone or damage their vehicle or property in a motor accident
  • New motorbike replacement
    If it’s extensively damaged or lost by fire, theft or attempted theft within 6 months of purchase

We also offer Third Party only cover, read our policy document for more information.  

Read our motorbike policy document (394KB)

What's not covered

Unfortunately, we can’t cover everything – make sure you’re happy with what’s not covered, including:

  • Damage to your motorbike unless caused by theft, attempted theft or fire
  • Loss or damage from theft if your ignition keys are left in or on your motorbike  
  • Damage to tyres caused by breaking, punctures, cuts or bursts

Mandatory excess

As well as any voluntary excess, riders aged 20 and under are also subject to a £100 excess. Riders aged between 21 and 24 are subject to a £50 excess.

Take a look at our policy wording for full details of what’s not covered.

Read our motorbike policy document (394KB)

What's optional

Choose optional add-ons at an additional cost to create cover that suits you.

  • Foreign use
    Cover while riding in most European countries
  • Motor legal
    Help recovering your compensation and financial losses after a motor incident which was'nt your fault
  • European breakdown cover
    Add cover for breakdowns in Europe when you take out 'Foreign Use'

Ready to get cover?

To get a quote, call us on:

0800 260 0475

Monday to Friday 08:00 – 20:00

Saturday 09:00 – 17:00

Sunday and bank holidays 10:00 – 16:00

How our claims process works

Whatever happens, we’re here when you need us – 24 hours a day, 365 days a year.

1
Let us know

If you’ve had an accident or need to make a claim, call us on 0345 030 6925 1.

You'll need your policy number to start your claim – so it's a good idea to have this to hand.

2
Expert review

We'll take a look at your claim and work out how best to help you.

We’ll review any photos or documents you’ve sent us as part of your claim and ask you for details of anyone else involved.

3
We’ll respond quickly

We'll get back to you as soon as we can to sort things out.

Depending on your cover, we can organise repairs to get you back on the road. Or work with you and other parties to settle your claim for a replacement vehicle.

Motor articles

Take a look at our latest news and guides.

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Contact us

Still need help? Give us a call.

0800 260 0475

Monday to Friday 08:00 20:00

Saturday 09:00 17:00

Sunday and bank holidays 10:00 16:00