Motorbike Insurance
Protecting your wheels
Cover for your motorcycle
Head out on the highway with our motorbike insurance – with cover for loss, theft and damage, plus optional cover for European trips.
Comprehensive cover
Cover for loss, theft or damage of your bike
New motorbike replacement
If your bike’s stolen or extensively damaged within 6 months of purchase from new
Accident recovery
We’ll pick you up and get you to an approved repairer
Cover at home and abroad
Cover levels to suit your needs
We offer Comprehensive or Third Party, Fire & Theft cover – so you can choose the insurance that's right for you and your motorcycle.
Whether that's covering the cost of replacing or repairing your bike if it’s damaged in an accident or covering costs to pay someone else if a claim is made against you.
European trips
Want to pack your passport in your saddlebag and take to the open roads of Europe? Then you’ll want insurance cover that matches your sense of adventure.
Our motorcycle cover allows you to upgrade your overseas cover to the similar level of protection you get in the UK. Plus, add European breakdown cover too.
Your motorbike cover options
Comprehensive Motorbike Insurance
What's covered
- Loss and damage to your vehicle
Cover if your motorbike is lost, stolen or damaged
- Your liability
Cover if you injure someone or damage their vehicle or property in a motor incident
- New motorbike replacement
If it’s extensively damaged or stolen within 6 months of purchase - Accident recovery
If we can’t make your motorbike safe after an accident, we’ll take it to our nearest approved repairer
What's not covered
Unfortunately, we can’t cover everything – make sure you’re happy with what’s not covered, including:
- Loss or damage from theft if your ignition keys are left in or on your motorbike
- Damage to tyres caused by breaking, punctures, cuts or bursts
- Loss of or damage to helmets and protective clothing
Mandatory excess
As well as any voluntary excess, riders aged 20 and under are also subject to a £100 excess. Riders aged between 21 and 24 are subject to a £50 excess.
Take a look at our policy wording for full details of what’s not covered.
What's optional
Choose optional add-ons at an additional cost to create cover that suits you.
- Foreign use
Cover while riding in most European countries
- European breakdown cover
Help if you breakdown abroad by adding this cover when you take out 'Foreign Use'
- Motor legal
Help recovering your compensation and financial losses after a motor incident which wasn't your fault
Third Party, Fire and Theft
What's covered
- Damage to your motorbike
Cover for loss or damage to your motorbike from fire, theft or attempted theft
- Your liability
Cover if you injure someone or damage their vehicle or property in a motor accident
- New motorbike replacement
If it’s extensively damaged or lost by fire, theft or attempted theft within 6 months of purchase
We also offer Third Party only cover, read our policy document for more information.
What's not covered
Unfortunately, we can’t cover everything – make sure you’re happy with what’s not covered, including:
- Damage to your motorbike unless caused by theft, attempted theft or fire
- Loss or damage from theft if your ignition keys are left in or on your motorbike
- Damage to tyres caused by breaking, punctures, cuts or bursts
Mandatory excess
As well as any voluntary excess, riders aged 20 and under are also subject to a £100 excess. Riders aged between 21 and 24 are subject to a £50 excess.
Take a look at our policy wording for full details of what’s not covered.
What's optional
Choose optional add-ons at an additional cost to create cover that suits you.
- Foreign use
Cover while riding in most European countries
- Motor legal
Help recovering your compensation and financial losses after a motor incident which was'nt your fault
- European breakdown cover
Add cover for breakdowns in Europe when you take out 'Foreign Use'
Ready to get cover?
To get a quote, call us on:
0800 260 0475
Monday to Friday 08:00 – 20:00
Saturday 09:00 – 17:00
Sunday and bank holidays 10:00 – 16:00
How our claims process works
Whatever happens, we’re here when you need us – 24 hours a day, 365 days a year.
1
Let us know
If you’ve had an accident or need to make a claim, call us on 0345 030 6925 1.
You'll need your policy number to start your claim – so it's a good idea to have this to hand.
2
Expert review
We'll take a look at your claim and work out how best to help you.
We’ll review any photos or documents you’ve sent us as part of your claim and ask you for details of anyone else involved.
3
We’ll respond quickly
We'll get back to you as soon as we can to sort things out.
Depending on your cover, we can organise repairs to get you back on the road. Or work with you and other parties to settle your claim for a replacement vehicle.
Looking for more cover?
We’ve also got a range of options to cover your four-wheeled vehicle.
Motor articles
Take a look at our latest news and guides.
23 Apr 2018
What to do after an accident
Understand what to do and how to help if you come across an accident on the road.
Help at an accident
23 Apr 2018
Getting insured as a new driver
Just passed your test? See how you can reduce the cost of your car insurance and get out on the open road for less.
Tips for new drivers
23 Apr 2018
No claim bonus explained
Confused about your no claims bonus? Our guide takes you through how it works and how you can protect your discount.
Your no claims discount
23 Apr 2018
6 reasons not to speed
It's not just a potential crash you need to be careful of, driving too fast can cost you money, time and could even increase the cost of your car insurance.
Watch your speed
14 Feb 2018
Car journeys with kids
How to plan your route, supplies and entertainment for a trip that’s memorable for all the right reasons.
Get prepared
14 Feb 2018
Choosing an electric or hybrid car
Thinking about trading in your car for an electric or hybrid motor? Here's some basic information to get you started.
Electric and hybrid cars
14 Feb 2018
Driving on the motorway
Tips on staying safe while driving on high-speed, multi-lane motorways.
Motorway advice
14 Feb 2018
Driving with a medical condition
The different medical conditions that can affect your ability to drive and those that you must report to the DVLA.
Driving and your health
14 Feb 2018
10 tips for driving abroad
How to prepare for driving overseas – from adapting your vehicle to knowing the rules of the road.
Driving abroad tips
14 Feb 2018
Choosing your child's car seat
Understanding the child car seat rules to protect your little ones while you're on the road.
Car seats for kids
14 Feb 2018
Risks of drink-driving
How alcohol affects your driving and the consequences of getting caught over the limit.
Drink-driving dangers
14 Feb 2018
Driving at 70 years of age
What you need to know about renewing your licence once you've reached 70 years of age.
Driving at 70
14 Feb 2018
Driving again after an accident
Experienced an accident? Getting back on the road can be a struggle. Here's our guide to regaining your confidence.
Driving confidence
14 Feb 2018
Driving in bad weather
Top tips for tackling the dangers of driving in rain, snow, ice, wind and fog.
Bad weather driving tips
3 Jan 2018
Car insurance groups explained
Take a look at our guide to how your car’s insurance group is decided and how it affects your cover costs.
Understanding insurance groups
Need help? Ask our chatbot
Contact us
Still need help? Give us a call.
0800 260 0475
Monday to Friday 08:00 20:00
Saturday 09:00 17:00
Sunday and bank holidays 10:00 16:00