Endowment Maturity Option

Now that your endowment is coming up to maturity, it's time to decide what to do with your money. You may already have it earmarked for something - paying off your mortgage for example - but, if you haven't, we have options for you to choose from.

Find out more about your options at maturity.

Our website only gives factual information about our products to help you make your own decisions. If you are unsure what to do with the money from your endowment policy and want financial advice please contact your financial adviser. If you don’t have a financial adviser and would like more information about getting financial advice, visit our financial advice page.

Long term investments

If you don't need the money right now, you could consider one of the following options. The value of investments can go down as well as up. You may get back less than what has been invested.

Aviva ISA

Aviva's stocks and shares ISA is an easy way to invest without paying income tax or capital gains tax on the returns.

Find out more about pensions

Aviva Investment Account

If you’ve used up all your ISA allowance for the current tax year and want to invest more, you can invest directly in our Investment Account.

Find out more about pensions

Other options


By putting your money into a pension plan, you could give your retirement an added boost when the time comes.

Find out more about a pension plan

Continue to protect your loved ones

When your endowment ends, the life cover it gives you ends too. So you may need to think about protecting your loved ones.

Find out more about Life cover

Need help?

If you have any questions, call us on 0800 092 2436

Related frequently asked questions

Will I receive the money when my policy matures?

Generally, we pay you as the original policyholder, except when:

  • the policy is assigned to another person or company, in which case we will pay the money to them
  • the policy is held under trust, in which case we will pay the trustees
  • you have asked us to pay the money to a solicitor where they are accepting money or acting on behalf of the policyholder. If it's a joint policy and the policy holders are no longer together then a percentage to each may be paid.

When will you pay out the money?

We will pay out your maturity money when your policy matures, assuming we have received all the documentation and proof of identity we have asked to see. In some instances, it may take three to five working days for a direct credit payment to your bank account to clear.

If your policy is held under trust, you should contact the trustees and ask them to sign the declaration in section 3 of the payment release form and also the high risk identification form.

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