Pension Consolidation service

Bring your retirement savings together

Transfer with confidence with our free Pension Consolidation Service. Take a look at the important information on this page and see whether it's right for you.

  • We'll go and find the details about your other pensions.
  • We’ll check whether transferring will affect certain benefits or involve charges.
  • It’s free with no obligation. We’ll gather all the information, allowing you to decide.

Why consolidate your pensions with Aviva?

  • Extra reassurance

    Ahead of any transfer, we’ll check your pensions for benefits that could be lost, and exit fees that could be charged, so that you can make an informed decision.

  • A pension provider you can trust

    We’ve been looking after customers for more than 325 years, so you can be sure your pension savings will be in good hands.

  • Lower charges

    You could benefit from lower management charges, which can help your pension pot grow faster. With Aviva, the bigger your pension, the lower our percentage charges will be.

  • Invest your way

    With your pensions together, you’ll have control over how your money is invested. 

How it works?

You're just three steps away from combining your different pensions into one. We'll go as fast as we can and keep you updated at every stage. However, the whole process can take up to three months, depending on how quickly your old provider responds to our requests.

Step 1 of 3

Apply online

Just give us a few key details about the pensions you'd like to consolidate. Then we'll reach out to your current providers.

Step 1 can take around six weeks. 

Step 2 of 3

Think about it

You'll receive a summary, showing you which pension benefits might be affected, or if there any charges for transferring. It's then up to you to decide if you want to go ahead.

Step 3 of 3

We’ll get started

Once you're happy, we'll do all the work to combine your existing pensions into your selected Aviva pension. Or, you can set up and combine into a new Aviva SIPP.

Pension Consolidation Service FAQs

What will you need to get started?

What do we check for?

Which pensions can and can’t we transfer?

What are the charges?

Are there any drawbacks?

Do you need financial advice?

How long will this take?

What happens to my pension investments when they’re transferred?

Important documents

Before you apply, please read the below documents. We’ll ask you to accept our Terms of Use as part of your application.

Aviva Pension Consolidation Service Privacy Notice (PDF 388KB)

Aviva Pension Consolidation Service Terms of Use (PDF 211KB)

Lost track of your pensions?

If you’ve had a few jobs you’ve probably picked up pensions along the way. Don’t worry if you don’t have the details.

We have a separate Pension Discovery Service that you can use to track down UK pensions and send you a report with all the information you need to make a decision about what to do next.

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Aviva Administration Limited. Registered in England No 03424940. Aviva, Wellington Row, York, YO90 1WR. Authorised and regulated by the Financial Conduct Authority. Firm reference number 185746.

Platform provider: Aviva Wrap UK Limited. Registered in England No. 4470008. Aviva, Wellington Row, York, YO90 1WR. Authorised and regulated by the Financial Conduct Authority. Firm Reference Number 231530.

Pension product provided by: Aviva Pension Trustees UK Limited. Registered in England No. 2407799. Aviva, Wellington Row, York, YO90 1WR. Authorised and regulated by the Financial Conduct Authority. Firm Reference Number 465132.

MyAviva and MyWorkplace are owned and operated by Aviva Insurance Limited.