Bonuses and returns

Returns earned by the With-Profit Fund are added to your pension annuity income through bonuses. Essentially, the bonuses represent your share of the profit in the fund. There are two main types of bonus that can be applied to your income: a regular and an additional bonus.

Regular Bonus

Additional Bonus

Anticipated Bonus rate

Next steps

Pension Wise has been set up by the government and offers free and impartial guidance for people retiring with defined contribution pensions. It will help you understand what your choices are and how they work.

You'll be able to get help on the Pension Wise website, over the phone or face to face.

If you are approaching retirement we recommend you get guidance or advice to help you understand your options.

Speak to a financial adviser

If you need a personalised recommendation based on your individual circumstances you should seek financial advice.

If you would like more information about getting personalised financial advice, visit our financial advice page or ask a member of our team.

Call us on

0800 068 2859

Monday to Friday - 9.00am - 6.00pm

For our joint protection, we may record our telephone calls. Calls are free from both land lines and mobile phones.

Aviva UK Digital Limited introduces to Aviva Life & Pensions UK Limited for annuities. Aviva UK Digital Limited is registered in England No. 09766150. Registered office: St Helen’s, 1 Undershaft, London EC3P 3DQ. Authorised and regulated by the Financial Conduct Authority. Firm Reference Number: 728985.

Aviva Life & Pensions UK Limited. Registered in England No. 3253947. Registered office: Aviva, Wellington Row, York, YO90 1WR. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number: 185896.

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