Our auto-switching range
We have several options available, depending on your pension. They all have different levels of involvement (like high or low), outcomes and risk levels, so make sure your choices are suitable for you and the level of risk you’re comfortable with. See how we define the risk levels through risk/return ratings.
The value of your investments can go down as well as up, and may be worth less than has been paid in
If you have a workplace pension scheme, your employer may also offer different options specific to their scheme, so ask your employer for details. If you’re unsure what options are available, check your policy documents.
Low-involvement investment options
Stewardship
Available for the following pension plans:
- Company Pension @ Aviva (not available to Isle of Man plans)
- Company Stakeholder Pension @ Aviva
- Company Pension @ Aviva
- Company Stakeholder Pension @ Aviva
- Company Pension Freedom @ Aviva (Isle of Man Section 61 Plan)
- Group Personal Pension (schemes established from August 2000)
- Variable Money Purchase Plan & Variable Group AVC Plan
- ’98 Series Personal and Group Personal Pensions
- Defined Contribution Scheme Replacement
- Lifestage Personal Pension
Mixed Investments Annuity Lifestyle approach
Available for the following pension plans:
- Company Pension @ Aviva (Isle of Man 89 Plan)
- ’98 Series Group Personal Pension Isle Of Man
Global Shares Universal Lifestyle approach
Available for the following pension plans:
- Company Pension @ Aviva
- Company Stakeholder Pension @ Aviva
- Company Pension Freedom @ Aviva (Isle of Man Section 61 Plan)
- Group Personal Pension (schemes established from August 2000)
- Variable Money Purchase Plan & Variable Group AVC Plan
- ’98 Series Personal and Group Personal Pensions
- Defined Contribution Scheme Replacement
- Lifestage Personal Pension
Global Shares Annuity Lifestyle approach
Available for the following pension plans:
- Company Pension @ Aviva (Isle of Man 89 Plan)
- ’98 Series Group Personal Pension Isle Of Man
Stakeholder Mixed Investments Universal Lifestyle approach
Available for the following pension plans:
- Company Stakeholder Pension @ Aviva
- Stakeholder Pension
- Your Pension @ Aviva (taken out on or after 6 April 2001)
High-involvement investment options
Self-style Universal approach
Available for the following pension plans:
- Company Pension @ Aviva
- Company Stakeholder Pension @ Aviva
- Company Pension Freedom @ Aviva (Isle of Man Section 61 Plan)
- Group Personal Pension (schemes established from August 2000)
- Variable Money Purchase Plan & Variable Group AVC Plan
- ’98 Series Personal and Group Personal Pensions
- Defined Contribution Scheme Replacement
- Lifestage Personal Pension
Self-style Annuity approach
Available for the following pension plans:
- Company Pension @ Aviva (Isle of Man 89 Plan)
- ’98 Series Group Personal Pension Isle Of Man
Phased Switching Universal approach
Available for the following pension plans:
- Company Pension @ Aviva
- Company Stakeholder Pension @ Aviva
- Company Pension Freedom @ Aviva (Isle of Man Section 61 Plan)
- Group Personal Pension (schemes established from August 2000)
- Variable Money Purchase Plan & Variable Group AVC Plan
- ’98 Series Personal and Group Personal Pensions
- Defined Contribution Scheme Replacement
- Personal Pension
- Stakeholder Pension
- Your Pension @ Aviva
- Your Pension Select @ Aviva
- Lifestage Personal Pension
Phased Switching Annuity approach
Available for the following pension plans:
- Company Pension @ Aviva (Isle of Man 89 Plan)
- ’98 Series Group Personal Pension Isle Of Man
- '98 Series Personal Pension Isle Of Man, Jersey and Guernsey
Choose your own funds
An option available to all, you can choose from your own range of funds with no auto-switching element.
Ready to view our fund range?
Remember to read all the relevant information before you do so
Retirement articles
Take a look at our library of helpful articles and guides.
Thinking about taking an income from your personal or workplace pension?
We look at the things to consider before you take your money from your personal or workplace pension, including the potential impact of coronavirus on your pension fund.
Read more
The pandemic and your workplace pension
If you’re wondering what the coronavirus pandemic could mean for your workplace pension, read on.
Read more
Has lockdown affected your monthly budget?
Lockdown has brought many changes to our lives, but how has it changed your spending and saving habits?
Read more
Understanding your pension statement
What’s in your pension statement and how often is comes will all depend on the type of pension you have.
Get to know your statement
Pension scams to look out for
With so many scammers around, there are things you can look out for to keep your hard-earned pension money safe.
Spot the scams
Understanding inheritance tax
Planning what to leave your loved ones? See if you can reduce any inheritance tax that may be due.
Get to grips with inheritance tax
Are you paying more tax than you need to?
There are practical things you can do to reduce your tax bill to make year-end tax planning much less taxing.
Get tips on tax
Investing in property to fund retirement
Food for thought if you’re considering renting out a property to fund your retirement or you’re already a private landlord.
More on renting properties
Make the most of pension tax relief
See how to make the most of the tax relief you get from the government for paying into your pension.
Maximise your tax relief
How much income will you need?
When you’re retirement planning, having a clear idea about how much income you’ll need – and for how long – is key.
See how much you'll need
Moving your pension into one pot
Transferring all your pensions into one could save time and provide a clearer picture when you’re making retirement plans.
More on transferring your pension
From gardening to gin making
Read more
Financial tips for a golden gap year
See how to free up some cash so you can finally see those places you've only ever dreamed of visiting.
Use your pension to see the world
Three mental health problems most likely to affect retirees
Read more on the three mental health problems most likely to affect retirees and how to get help.
Look after your mental health
Staying healthy and active in retirement
This new-found spare time may leave you feeling anxious. But thinking how fill to your time shouldn’t be limiting, but limitless.
Tips on staying well
Volunteering in retirement
Giving something back can be rewarding. That’s why so many people choose to stop working and start volunteering instead.
See the value of volunteering