Our auto-switching range
We have several options available, depending on your pension. They all have different levels of involvement (like high or low), outcomes and risk levels, so make sure your choices are suitable for you and the level of risk you’re comfortable with. See how we define the risk levels through risk/return ratings.
The value of your investments can go down as well as up, and may be worth less than has been paid in
If you have a workplace pension scheme, your employer may also offer different options specific to their scheme, so ask your employer for details. If you’re unsure what options are available, check your policy documents.
Low-involvement investment options
Stewardship
Available for the following pension plans:
- Company Pension @ Aviva (not available to Isle of Man plans)
- Company Stakeholder Pension @ Aviva
- Company Pension @ Aviva
- Company Stakeholder Pension @ Aviva
- Company Pension Freedom @ Aviva (Isle of Man Section 61 Plan)
- Group Personal Pension (schemes established from August 2000)
- Variable Money Purchase Plan & Variable Group AVC Plan
- ’98 Series Personal and Group Personal Pensions
- Defined Contribution Scheme Replacement
- Lifestage Personal Pension
Mixed Investments Annuity Lifestyle approach
Available for the following pension plans:
- Company Pension @ Aviva (Isle of Man 89 Plan)
- ’98 Series Group Personal Pension Isle Of Man
Global Shares Universal Lifestyle approach
Available for the following pension plans:
- Company Pension @ Aviva
- Company Stakeholder Pension @ Aviva
- Company Pension Freedom @ Aviva (Isle of Man Section 61 Plan)
- Group Personal Pension (schemes established from August 2000)
- Variable Money Purchase Plan & Variable Group AVC Plan
- ’98 Series Personal and Group Personal Pensions
- Defined Contribution Scheme Replacement
- Lifestage Personal Pension
Global Shares Annuity Lifestyle approach
Available for the following pension plans:
- Company Pension @ Aviva (Isle of Man 89 Plan)
- ’98 Series Group Personal Pension Isle Of Man
Stakeholder Mixed Investments Universal Lifestyle approach
This approach is only available to Aviva’s stakeholder pensions where no investment choice has been made. You cannot choose this investment approach.
Available for the following pension plans:
- Company Stakeholder Pension @ Aviva
- Stakeholder Pension
- Your Pension @ Aviva (taken out on or after 6 April 2001)
High-involvement investment options
Self-style Universal approach
Available for the following pension plans:
- Company Pension @ Aviva
- Company Stakeholder Pension @ Aviva
- Company Pension Freedom @ Aviva (Isle of Man Section 61 Plan)
- Group Personal Pension (schemes established from August 2000)
- Variable Money Purchase Plan & Variable Group AVC Plan
- ’98 Series Personal and Group Personal Pensions
- Defined Contribution Scheme Replacement
- Lifestage Personal Pension
Self-style Annuity approach
Available for the following pension plans:
- Company Pension @ Aviva (Isle of Man 89 Plan)
- ’98 Series Group Personal Pension Isle Of Man
Phased Switching Universal approach
Available for the following pension plans:
- Company Pension @ Aviva
- Company Stakeholder Pension @ Aviva
- Company Pension Freedom @ Aviva (Isle of Man Section 61 Plan)
- Group Personal Pension (schemes established from August 2000)
- Variable Money Purchase Plan & Variable Group AVC Plan
- ’98 Series Personal and Group Personal Pensions
- Defined Contribution Scheme Replacement
- Personal Pension
- Stakeholder Pension
- Your Pension @ Aviva
- Your Pension Select @ Aviva
- Lifestage Personal Pension
Phased Switching Annuity approach
Available for the following pension plans:
- Company Pension @ Aviva (Isle of Man 89 Plan)
- ’98 Series Group Personal Pension Isle Of Man
- '98 Series Personal Pension Isle Of Man, Jersey and Guernsey
Choose your own funds
An option available to all, you can choose from your own range of funds with no auto-switching element.
Ready to view our fund range?
Remember to read all the relevant information before you do so
Retirement articles
Take a look at our library of helpful articles and guides.
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The pandemic and your workplace pension
If you’re wondering what the coronavirus pandemic could mean for your workplace pension, read on.
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Has lockdown affected your monthly budget?
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Understanding your pension statement
What’s in your pension statement and how often is comes will all depend on the type of pension you have.
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Pension scams to look out for
With so many scammers around, there are things you can look out for to keep your hard-earned pension money safe.
Spot the scams
Understanding inheritance tax
Planning what to leave your loved ones? See if you can reduce any inheritance tax that may be due.
Get to grips with inheritance tax