Funds for Pension products
For Aviva and ex-Friends Life policies
Our funds for pension policies
We have a range of funds for Aviva and ex-Friends Life policies for you to take a look at. And once you’ve read all the relevant information, you can take a look at the Aviva Fund Centre. You can find out more about the risk/return ratings we assign here.
Aviva
Each product has a specific range of funds to choose from, which are sometimes further split into different types of ‘fund series’ according to when the fund was launched. If a fund has more than one series there may be a difference in the unit prices and charges. If you’re an existing customer, you will have been assigned a particular fund range when you joined the plan.
We also offer a range of auto-switching plans for different products. Visit here to learn more.
If you're unsure of your product name or fund range, you can check your annual statement (the fund series will be displayed as ‘S2’ or ‘(CGU)’ for example). If you don’t have your annual statement to hand, you can check our list of products.
| Product Name | Fund Series |
|---|---|
Plans which started on or after 2 October 2000 Jersey & Guernsey | Pension Series 1 |
| Plans started on or after 2 October 2000 Stakeholder Pension, Your Pension, Your Pension Select, Your Company Stakeholder Pension in Series 2, Your Company Pension Isle Of Man in Series 2 | Pension Series 2 |
| Plans started on or after 2 October 2000 Income Drawdown, Personal Pension Select - started on or after 6 April 2001, Your Pension, Your Pension Select, Your Company Pension @ Aviva | Pension Series 2, Pension Series 6 |
| Millennium Series established on or after 15 May 2006 DCSR, Variable Mon:-ey Purchase Plans, Variable Group Additional Voluntary Contribution, Trustee Investment Plan, (Funds with no extra charges in Pension Series 2 and 6 only are available to these plans. Funds with extra charges) | Pension Series 2, Pension Series 5, Pension Series 6 and Pension Series 7 |
| Individual plans with change of terms in early 2008 Your Pension @ Aviva (Stakeholder), Your Pension Select @ Aviva, Your Pension @ Aviva, Your Pension @ CGU, CU Personal Pension Plan - Optimiser basis and Lifestyler basis, CU Sterling Personal Pension Plan, Leavers from CGU Group Personal Pension Plan Lifestyler Plus and CGU Group Personal Pension Plan - Optimiser basis and Lifestyler basis. | Pension Series 2, Pension Series 9 |
| Your Company Pension @ Aviva, Your Company Stakeholder Pension @ Aviva and Your Personal Pension, Group Personal Pension, Your Company Pension Isle of Man, The Personal Pension, Group Personal Pension Isle Of Man: Funds with 1% Annual Management Charge | Pension Series 3 |
98 Series Pre-95 Series For the With-Profit Fund please refer to Legacy Funds, Norwich Union Pension - For Pension contracts taken out with Norwich Union PRIOR to 2 October 2000 | Pension Series 4 |
| Some funds with extra charges DCSR, Variable Money Purchase Plans, Variable Group Additional Voluntary Contribution, Trustee Investment Plan | Pension Series 5 |
| Additional funds with extra charges Millennium Series DCSR , Variable Money Purchase Plans, Variable Group Additional Voluntary Contribution, Trustee Investment Plan | Pension Series 7 |
| Self Invested Personal Pension (SIPP) Insured Pension Funds | Pension Series 8 |
| For Tesco Personal Pension | Pension Series 10 |
| For Fixed Term Retirement Plan | Pension Series 11 |
| Plans started on or after 6 June 2011 Defined Contribution Scheme Replacement (DCSR), Trustee Investment Plan (TIP) | Pension Series 13 |
| Plan started on or after 3 December 2012 "Pension Portfolio – Core Fund Range" | Pension Series 14 |
| For Pension contracts taken out with CGU Life | CGU Pension (CGU) |
| For Your Pension contracts taken out with CGU Life | CGU Your Pension YP (CGU) |
| For Pension contracts taken out with GA Life PRIOR to 1 January 1996 | General Accident Pension (GA) Series 1 |
| For Pension contracts taken out with GA Life between 1 January 1996 and 1 October 1998 | General Accident Pension (GA) Series 2 |
| For Pension contracts taken out with Norwich Union PRIOR to 2 October 2000 | Norwich Union Pension (NU) |
| For Pension contracts taken out with Commercial Union | Commercial Union Pension (CU) |
| For Pension contracts taken out with Provident Mutual | Provident Mutual Pension (PM) |
| For Pension contracts taken out with National Westminster Life Assurance(transferred to Aviva Life & Pensions UK Limited) | Ex National Westminster Life Assurance |
| For Pension contracts taken out with Royal Scottish Assurance (transferred to Aviva Life & Pensions UK Limited) | Ex Royal Scottish Assurance |
Ex-Friends Life
Here’s a list of products that use ex-Friends Life funds.
| Product Name |
|---|
| Pensions that were originally purchased from London & Manchester |
| Pensions that were originally purchased from National Mutual |
| Pensions originally purchased from Friends Provident |
| NGP Group Pensions originally purchased from Friends Life |
| Pensions originally purchased from AXA Sun Life – taken out from November 2002 with a 10 digit policy number |
| Pensions originally purchased from Sun Life – investing in Group Managed Funds |
| Pensions originally purchased from Equity & Law or Sun Life |
| Individual Pensions originally purchased from Winterthur |
| Group Pensions originally purchased from Winterthur |
| Older Pensions originally purchased from Winterthur – includes Rainbowplus, Unity, Pensionplus & Retirement Annuity Contract |
| Embassy Group Pensions originally purchased from Winterthur – transitioned to Friends Life |
Charges
If a fund has a particular charge, you’ll see this disclosed on the Aviva Fund Centre. This charge is in addition to your product charges, which you’ll find in your policy documents.
Fund manager initial charge
This is an upfront charge taken by Fund Managers from the amount paid into their funds. This is in addition to the purchase price of the fund, and results in a reduced amount of units being purchased. For example, a £10,000 investment into a fund with a 5% initial charge will only purchase £9,500 worth of units/shares.
Negotiated initial charge
This is the amount you will be charged by the Fund Manager on purchases made through Aviva. We always look to get the best deals for our customers by negotiating with the Fund Manager to lower their upfront charges, usually resulting in a charge of 0%.
Fund management charges
Fund managers take charges that depend on the investments chosen. These figures may be shown as the ongoing charge figure (OCF), total expense ratio (TER), or for insured funds, simply the annual fund charge. These cover the charges made by the fund manager for managing the investment as well as expenses incurred by the fund. Please note these charges are variable and may change over time.
View our fund range
Visit the Fund Centre to view more information on funds including charges and fund factsheets.
Changing funds
Change Aviva and ex-Friends Life funds in a few simple ways, depending on your type of plan.
Need help? Ask our chatbot
Looking for something else?
We have a range of products for you to invest in.
Please remember, the value of your investments can go down as well as up and may be worth less than was invested. Tax treatment is subject to change and individual circumstances.
Our self-invested personal pension (SIPP)
Bringing your money together into one place could give you a clear picture of your retirement. And our SIPP could be the stepping stone towards the future you're after.
Speak to our pension experts
We offer free pension support and you can get tailored financial advice too. So if you’re struggling to get your head around your pension or have questions about your options, we can help.
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