Funds for Pension products
For Aviva and ex-Friends Life policies
Our funds for pension policies
We have a range of funds for Aviva and ex-Friends Life policies for you to take a look at. And once you’ve read all the relevant information, you can take a look at the Aviva Fund Centre. You can find out more about the risk/return ratings we assign here.
Aviva
Each product has a specific range of funds to choose from, which are sometimes further split into different types of ‘fund series’ according to when the fund was launched. If a fund has more than one series there may be a difference in the unit prices and charges. If you’re an existing customer, you will have been assigned a particular fund range when you joined the plan.
We also offer a range of auto-switching plans for different products. Click here to learn more.
If you're unsure of your product name or fund range, you can check your annual statement (the fund series will be displayed as ‘S2’ or ‘(CGU)’ for example). If you don’t have your annual statement to hand, you can check our list of products.
| Product Name | Fund Series |
|---|---|
Plans which started on or after 2 October 2000 Jersey & Guernsey |
Pension Series 1 |
| Plans started on or after 2 October 2000 Stakeholder Pension, Your Pension, Your Pension Select, Your Company Stakeholder Pension in Series 2, Your Company Pension Isle Of Man in Series 2 |
Pension Series 2 |
| Plans started on or after 2 October 2000 Income Drawdown, Personal Pension Select - started on or after 6 April 2001, Your Pension, Your Pension Select, Your Company Pension @ Aviva |
Pension Series 2, Pension Series 6 |
| Millennium Series established on or after 15 May 2006 DCSR, Variable Mon:-ey Purchase Plans, Variable Group Additional Voluntary Contribution, Trustee Investment Plan, (Funds with no extra charges in Pension Series 2 and 6 only are available to these plans. Funds with extra charges) |
Pension Series 2, Pension Series 5, Pension Series 6 and Pension Series 7 |
| Individual plans with change of terms in early 2008 Your Pension @ Aviva (Stakeholder), Your Pension Select @ Aviva, Your Pension @ Aviva, Your Pension @ CGU, CU Personal Pension Plan - Optimiser basis and Lifestyler basis, CU Sterling Personal Pension Plan, Leavers from CGU Group Personal Pension Plan Lifestyler Plus and CGU Group Personal Pension Plan - Optimiser basis and Lifestyler basis. |
Pension Series 2, Pension Series 9 |
| Your Company Pension @ Aviva, Your Company Stakeholder Pension @ Aviva and Your Personal Pension, Group Personal Pension, Your Company Pension Isle of Man, The Personal Pension, Group Personal Pension Isle Of Man: Funds with 1% Annual Management Charge |
Pension Series 3 |
98 Series Pre-95 Series For the With-Profit Fund please refer to Legacy Funds, Norwich Union Pension - For Pension contracts taken out with Norwich Union PRIOR to 2 October 2000 |
Pension Series 4 |
| Some funds with extra charges DCSR, Variable Money Purchase Plans, Variable Group Additional Voluntary Contribution, Trustee Investment Plan |
Pension Series 5 |
| Additional funds with extra charges Millennium Series DCSR , Variable Money Purchase Plans, Variable Group Additional Voluntary Contribution, Trustee Investment Plan |
Pension Series 7 |
| Self Invested Personal Pension (SIPP) Insured Pension Funds |
Pension Series 8 |
| For Tesco Personal Pension |
Pension Series 10 |
| For Fixed Term Retirement Plan |
Pension Series 11 |
| Plans started on or after 6 June 2011 Defined Contribution Scheme Replacement (DCSR), Trustee Investment Plan (TIP) |
Pension Series 13 |
| Plan started on or after 3 December 2012 "Pension Portfolio – Core Fund Range" |
Pension Series 14 |
| For Pension contracts taken out with CGU Life |
CGU Pension (CGU) |
| For Your Pension contracts taken out with CGU Life |
CGU Your Pension YP (CGU) |
| For Pension contracts taken out with GA Life PRIOR to 1 January 1996 |
General Accident Pension (GA) Series 1 |
| For Pension contracts taken out with GA Life between 1 January 1996 and 1 October 1998 |
General Accident Pension (GA) Series 2 |
| For Pension contracts taken out with Norwich Union PRIOR to 2 October 2000 |
Norwich Union Pension (NU) |
| For Pension contracts taken out with Commercial Union |
Commercial Union Pension (CU) |
| For Pension contracts taken out with Provident Mutual |
Provident Mutual Pension (PM) |
| For Pension contracts taken out with National Westminster Life Assurance(transferred to Aviva Life & Pensions UK Limited) |
Ex National Westminster Life Assurance |
| For Pension contracts taken out with Royal Scottish Assurance (transferred to Aviva Life & Pensions UK Limited) |
Ex Royal Scottish Assurance |
Ex-Friends Life
Here you can find more information about the performance of ex-Friends Life funds.
| Product Name |
|---|
| Pensions that were originally purchased from London & Manchester |
| Pensions that were originally purchased from National Mutual |
| Pensions originally purchased from Friends Provident |
| NGP Group Pensions originally purchased from Friends Life |
| Pensions originally purchased from AXA Sun Life – taken out from November 2002 with a 10 digit policy number |
| Pensions originally purchased from Sun Life – investing in Group Managed Funds |
| Pensions originally purchased from Equity & Law or Sun Life |
| Individual Pensions originally purchased from Winterthur |
| Group Pensions originally purchased from Winterthur |
| Older Pensions originally purchased from Winterthur – includes Rainbowplus, Unity, Pensionplus & Retirement Annuity Contract |
| Embassy Group Pensions originally purchased from Winterthur – transitioned to Friends Life |
Charges
If a fund has a particular charge, you’ll see this disclosed on the Aviva Fund Centre. This charge is in addition to your product charges, which you’ll find in your policy documents.
Fund manager initial charge
This is an upfront charge taken by Fund Managers from the amount paid into their funds. This is in addition to the purchase price of the fund, and results in a reduced amount of units being purchased. For example, a £10,000 investment into a fund with a 5% initial charge will only purchase £9,500 worth of units/shares.
Negotiated initial charge
This is the amount you will be charged by the Fund Manager on purchases made through Aviva. We always look to get the best deals for our customers by negotiating with the Fund Manager to lower their upfront charges, usually resulting in a charge of 0%.
Fund management charges
Fund managers take charges that depend on the investments chosen. These figures may be shown as the ongoing charge figure (OCF), total expense ratio (TER), or for insured funds, simply the annual fund charge. These cover the charges made by the fund manager for managing the investment as well as expenses incurred by the fund. Please note these charges are variable and may change over time.
View our fund range
Once you’ve read all the important documents, you’re ready to view our fund range.
Changing funds
Change Aviva and ex-Friends Life funds in a few simple ways, depending on your type of plan.
Need help? Ask our chatbot
Looking for something else?
We have a range of products for you to invest in.
Please remember, the value of your investments can go down as well as up and may be worth less than was invested. Tax treatment is subject to change and individual circumstances.
Retirement articles
Take a look at our library of helpful articles and guides.
Your decade-by-decade guide to pension saving
Read more
How annuity rates are calculated
Annuities give you a guaranteed income for the rest of your life. But exactly how much could you get?
Find out more
Are you making the most of your pension tax relief?
Everyone’s entitled to tax relief when they pay into a pension. Even non-taxpayers. So, what can you pay in and how much tax relief will you get?
Read more
Explore financial advice with confidence
This short video explains how our financial advice service works, the value and benefits, and how easy it is to arrange a no-obligation chat to decide on the next step.
Watch our video and learn the process
We've made a huge difference to Jennifer
Jennifer wasn't keen on taking financial advice at first. Find out how we changed her mind and soon put her in a much better financial position.
The final piece of the puzzle
6 ways to take control of your retirement planning
When planning your retirement, there are lots of things to consider, so here’s a checklist to get you started.
Use the checklist
Stop your pension from running out early
How to make your retirement savings last a lifetime when taking a flexible income using drawdown.
Take control back
Flexible pension withdrawals: 7 factors to consider
With greater flexibility over our pension savings in retirement, there’s more to consider before making one of the biggest financial decisions of your life.
Be prepared
When could equity release be the right solution?
We explain the different options for equity release, looking at the pros and cons of lifetime mortgages and home reversion plans.
Read more
Understanding your pension statement
Learn how to read your pension statement to plan your finances, understand charges, explore your investments and more.
Your pension statements explained
What is equity release?
Equity release is a big financial commitment, so understanding what it would mean for you and your family is really important.
Understanding equity release
The value of financial advice
Where do you begin when it comes to seeking financial advice? Explore the difference between advice and guidance, independent and restricted in our financial advice guide.
Explore more
Find your lost pensions
If you think you may have lost track of a pension pot, you shouldn’t worry. There’s a free government agency here to help.
Discover more
The world of pensions
Find out about the different types of pension and how they can help you enjoy a happy and secure retirement.
Learn about pensions
Pensions jargon buster
Some pension terms can be a bit technical – or a bit vague. Don’t worry, we’re here to help.
Understand your pension
How the State Pension works
Discover when you can claim your State Pension and how much it’s likely to be worth.
Find out how your State Pension works