Financial advisers: when to choose one, and how to choose
This is the time of year when many of us choose to give our finances a bit of a 'Spring clean', to see if we could improve our prospects by shaking things up a bit. And for some, that could mean taking financial advice.
Most people are reasonably comfortable with more routine financial matters such as banking, saving in a cash ISA and shopping around for services like utilities and insurance. But when it comes to pensions and investments, it's often a different matter.
Of course, some DIY investors do have a good understanding of tax, pensions and investment, but they are probably in the minority. Most people will need some help, at some point, with making choices about taking an income at retirement, or passing on wealth as an inheritance.
Financial advisers are best qualified (and regulated) to provide that assistance. But people find it hard to know where to start.
This edition of Thinking Ahead tackles the subject of financial guidance and advice; where to find it, what to look out for and how much you should expect to pay. Hope you find it helpful.John Lawson - Editor
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