Getting started with retirement and your pension
Here you’ll learn everything you need to know about managing your pension before and after you retire. Take your time, read through our guides in detail and remember you can contact us for further help if you need.
Whether you’re 25 or 55, picturing your future with enough clarity to plan and prepare effectively is tough. We can help you to work out the kind of lifestyle you’d like to have and how much that’s likely to cost. Is what you want realistic, or do you need to rethink your priorities?
How much income you will need in retirement?
Figuring out how much money you’ll need to live on after you stop working comes down to three key points.
Key things you need to know
How much to pay into a pensionFind out exactly how much you should be saving into your pension depending on your income.
How the State Pension worksDiscover when you can claim your State Pension and how much it’s likely to be worth.
Should you move your pension into one pot?
Five reasons you might want to think about moving your pensions into one place.
Understanding your pension statementLearn how to read your pension statement to plan your finances, understand charges, explore your investments and more.
See how much your pension could be worth when you retire
Working out what we need from retirement isn’t always easy. That’s why we’ve developed a suite of useful tools – helping you get a clearer idea of your ideal retirement and how to achieve it.
My Retirement Planner
Find out how much your pension could be worth in the future with our retirement planner.
Which retirement lifestyle will you enjoy?
You might wonder what retirement lifestyle is best suited to you. Read our "life after work" short stories to get an idea of who's living the kind of retirement you'd most enjoy for yourself.
Tying things down later in life
John had enough money to cover the basics in retirement, as well as several pensions scattered around. He wanted flexibility but also wanted his savings to work harder. See how he used income drawdown to take control.
Surviving a big life change
After a major health scare, Anna had to reconsider her options and wanted more security from her money. Find out how she got this with an annuity.
We're here to help, wherever you are in your journey
Where you are in your life right now will affect how you think about your pension and retirement, as well as what you need.
Saving for retirement
Are you already saving into your pension pot or just getting started? We'll give you an idea of how much you'll need to afford the lifestyle you want after you retire.
Using your pension
You can start to use your pension from age 55 onwards. Our annuity calculator and retirement planner tools will give you an idea how much you’ve got available and how you can access your money. And we’ll show you what your options are next.
Not sure where to start?
Call Aviva Financial Advice for free
There’s a lot to take in and it can be hard to know where to start. If you already have an adviser, contact them and they’ll be able to help. If you don’t, give us a call and we’ll help you identify the retirement options best suited to you.
Please note, our financial advisers can only give advice on products and services we offer. So we’ll put you through to our support team first to help you see if our service is right for you.
Would you like more information before you call?
See our Aviva Financial Advice page to find out more about the service.
Want to reach us outside of office hours?
We're here to help you get the best from your pension.