A simple way to invest for the future
Invest for the long-term and make the most of the tax benefits that a pension brings.

Hands-off investing
If you don’t want to think about where and how your pension savings are invested, you can hand over all the decisions to our experts. Depending on how far off retirement you are, we’ll move your money between carefully chosen funds. We'll aim to give you growth in the early years, then reduce the risk of large fluctuations in the value of your pension as you get closer to retirement. However, there's no guarantee this will be beneficial to your pension.

An investment for their future
The money will stay invested until they’re at least 55 years old (57 from 6 April 2028 unless they have a protected pension age) – so there should be plenty of opportunity for the money to grow.
Clear and simple charges
No need to worry about complex charging structures or hidden extras.
There’s just one clear fund charge – our annual fund charge, capped at 1%.
And you won’t have to pay any charges for setting up your investment or for switching money between funds.
What our Stakeholder Pension offers
Save for your retirement with our affordable and flexible pension that’s built around you.
- Manage online
Manage your pension online in MyAviva using your policy number. You can view your pension value, switch funds, change payments and even change your retirement age - Flexible retirement options
From age 55 (57 from 6 April 2028 unless you have a protected pension age), you can take a lump sum payment, keep your pension invested and take money out, convert it to a guaranteed income or a combination of these - Save for your children
Give your children or grandchildren a head start by opening a pension on their behalf. You can pay in up to £2,880 for each child each year
- Affordable payments
Start your Stakeholder Pension with as little as £20 a month. And you can change that amount or stop and start payments when you need to – so you can build your pension around your budget - Tax efficient
When you make a payment into your pension, you get basic rate tax relief from the Government up to 100% of your annual earnings. In most cases, this means we automatically add 20% to the payment - so if you pay in £80, we add an extra £20. If the total payments to all your pension plans are more than the £60,000 annual allowance, you'll normally have to pay tax on the excess. Tax benefits depend on individual circumstances and are subject to change. Tax rules and allowances may differ in Scotland and Wales
Important document
Find all the details about your Stakeholder Pension with us.
Financial advice
A financial adviser might be able to help you consider your options at retirement. Their advice may come at an additional cost, but they can help you decide if this is right for you.
Extra support
We're here to help you get the best from your pension.
Manage your pension
If you already have any pensions with us and they’re linked to your MyAviva account, please log in. If it isn’t, we can help you find out how to access it.
Find a lost pension
If you think you've got an old pension somewhere, with us or any other provider, but don't know the details, you may be able to track it down.
Looking for something else?
We offer a variety of retirement options to help you plan for the future you want.

Our self-invested personal pension (SIPP)
Putting you in control of how your pension is invested, with a wide range of fund options, our SIPP could be the stepping stone towards the future you're after.

Workplace pension
If you’ve been enrolled into a pension with us by your employer, find out how it works and what’s in it for you.

Pension transfer and consolidation
We can combine your existing pensions into one place with us so they’re easier to manage. Transferring isn't right for everyone and you need to consider the pros and cons. You may need advice for which you'll be charged.
Pension articles
Take a look at our library of helpful articles and guides.

What to do when someone dies
Working out what to do and who you need to tell when someone dies can be overwhelming. These are some of essential arrangements and notifications to make.

Checking your National Insurance record for gaps
Discover how you can close the gap if you have missed contributions.

Mind the (pension) gap
If you’re worried about gaps in your private or state pension contributions, we’ve got some tips that will keep your pension pot topped up. Find out more here.

Should I pay extra into my workplace pension?
Things to think about when deciding whether to make additional payments into a workplace or a personal pension.

Understanding your pension statement
What’s in your pension statement and how often is comes will all depend on the type of pension you have.

What's pension tax relief all about?
Understand how pension tax relief works, what it's based on and the impact it has on paying into your pension.

What is a pension?
Understanding how different types of pensions work may help you decide which one (or ones) might suit you.

How much should you pay into your pension?
Considering how much you’ll need for a comfortable retirement will help you decide how much to pay into your pension.

A decade by decade guide to retirement saving
Depending on how close (or far) you are from retirement, see what you can do to make the most of your pension savings.

How the State Pension works
Knowing whether you’ll be entitled to a State Pension and how much you’ll get is helpful when you’re retirement planning.

How long will retirement be?
It's difficult to know for definite. But there are things you can think about to help you plan more effectively.

Pensions jargon buster
Knowing the meaning behind technical pension terms may help you make more informed decisions when it comes to retirement planning.

Why pay into your pension early?
Sorting out your pension may not be at the top of your to-do list. But if you get things up and running sooner, it could work out better for you later.

Six simple tricks to help you boost your pension
Giving your pension savings a little push can make a big difference. So take a look at our six tricks which could give it that boost.

Pensions for the self-employed
Don’t let saving for your future slip any further down your priority list: here’s what you need to know about paying into a pension if you’re self-employed. Capital as risk.
Product provided by: Aviva Life & Pensions UK Limited. Registered in England No. 3253947. Registered office: Aviva, Wellington Row, York, YO90 1WR. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number: 185896.