AvivaPlus Car Insurance

Everyone pays monthly by card, interest-free

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AvivaPlus Car Insurance

Everyone pays monthly by card, with no interest and no admin fees. Prices start from £162 - just £13.50 a month. That's all 10% of customers are expected to pay for Regular cover 1.

Speedy quotes

We've cut the tricky questions so you can get cover faster than ever.

AvivaPlus Renewal Price Guarantee

At your next renewal, we guarantee you'll get the same or an even better price than if you were a new customer to AvivaPlus 2.


Cover more than one car, or buy both Home and Car cover and we’ll give you 20% off your price 3.

Choose Basic, Regular or Premium

We'll ask you to choose one of three levels of cover and add any extra protection you need. We know things change - you can change or cancel your cover level, or add or remove extra protection with no admin fee.

What's covered

Everyone with AvivaPlus Car insurance gets these benefits:

  • AvivaPlus Renewal Price Guarantee 2
    We guarantee at your next renewal, you'll get the same or an even better price than if you were a new customer to AvivaPlus. This doesn't mean your renewal price won't change from last year’s, but it's a guarantee that you won't pay more than if you were a new customer
  • 24/7 claims team
    Our teams are based right here in the UK
  • Repair guarantee
    Parts are covered for the length of the guarantee given by the part manufacturer or supplier. Wear and tear is not covered. You must keep your vehicle roadworthy 
  • Child seats
    After a claim, we’ll replace any child seats, even if there’s no visible damage
  • Transport after an accident
    If your car is not safe to drive, we’ll arrange to get you home with basic cover or to your destination with regular or premium cover, and deliver your car to a repairer
  • Uninsured driver 
    If you’re hit by an uninsured driver and it wasn’t your fault, you keep your no claim discount. You’ll need to provide us with details of the other vehicle and driver

This table compares what’s covered under AvivaPlus Basic, Regular and Premium Car insurance

  Basic Regular Premium
Car cover Accident, fire and theft (excluding glass) Comprehensive Comprehensive
Glass (including windscreens)      
Car use Social, domestic, pleasure and commuting for main and all drivers
Personal business use for main driver and partner (if they're a named driver)
Courtesy car Optional Standard
Option to upgrade to Enhanced


Cover for hire car excess      
Driving other people's cars Third party Third party Comprehensive
(you must activate it beforehand)
Personal belongings   £150 £2,000
Onward travel after an accident Home only £150 £150
Motor Legal Services Optional Optional Included
Foreign use   Optional  

Go Multi-cover get 20% off

Buy Home and Car cover, or cover more than one car (up to a maximum of five) on the same policy and we’ll give you 20% off your price, excluding some extra protection and courtesy car cover 3.

Want to insure a van and a car? Take a look at our MultiCar Insurance where you may qualify for a discount.

Don’t need multi-cover? If you only need Home or Car cover, you may qualify for a discount if you’re already with Aviva. We’ll automatically include it in your price if you qualify.

Extra protection

When you get a quote, we'll ask if you need to add any of these extra services.

Motor legal services

Expert legal support for you and the named drivers. If you have an accident, we also support any passengers who were in the car at the time. Included with Premium cover.

Motor Injury Protection Plus

Financial peace of mind if you, your partner or named drivers are injured in an accident in the insured car. Not available with Basic cover.

UK breakdown cover

Cover for your car, regardless of who's driving it when it breaks down. Choose from four different levels of cover. Not available with Basic cover.

Foreign use

Comprehensive cover while you're using your car abroad. Not available with Basic cover. Included with Premium cover.

Protect your no claim discount

Your price won’t go up as a direct result of making one claim. Not available with Basic cover.

Courtesy car

We make sure you can carry on driving if your car is damaged, written off or stolen. Available for Basic, included for Regular and Premium cover.

What happens if you need to claim

Be prepared. The sooner you get in touch with us, the sooner we can help you.
Here’s what happens if you need to make a claim.  


Tell us - it's easy online

Make a claim online or call us anytime. Have your AvivaPlus reference to hand - you'll need it to start your claim.


We'll work out how to help

We take a look at your claim, review photos or documents you've sent us and ask you for details of anyone else involved. Then our experts work out how to best help.


We respond quickly

As soon as we can, we'll be in touch to sort things out. Depending on your cover, we'll organise repairs to get you back on the road. Or if your car can't be fixed, we work with you to settle your claim.

Get up to 20% off online

32% of customers are expected to receive the maximum saving. Discount depends on individual circumstances and does not apply to extra protection. Minimum price applies.

Contact us

Monday to Friday 8:00am to 8:00pm

Saturday 8:30am to 5:00pm

Sunday and bank holidays 10:00am to 4:00pm

We record and monitor calls.