AvivaPlus Car Insurance
Customers told us the things they dislike most about insurance. We listened and created AvivaPlus to start addressing some of these.
Insurance the way it should be
- Pay monthly, with no interest
- Change cover or cancel with no admin fees
- Choose from 3 levels of cover - basic, regular and premium
- Speedy quotes
Recognising your loyalty
- 10% off if you're already with Aviva, buy cover for more than one car or buy AvivaPlus Car and Home 1
Choose Basic, Regular or Premium
We'll ask you to choose one of three levels of cover and add any extra protection you need. We know things change - you can change or cancel your cover level, or add or remove extra protection with no admin fee.
This table compares what’s covered under AvivaPlus Basic, Regular and Premium Car insurance.
|Car cover||Accident, fire and theft (excluding glass)||Comprehensive||Comprehensive |
|Glass (including windscreens)|
|Courtesy car||Optional||Standard |
Option to upgrade to Enhanced
|Cover for hire car excess|
|Driving other people's cars||Third party||Third party||Comprehensive |
(you must activate it beforehand)
|Onward travel after an accident||Home only||Home or onward travel options||Home or onward travel options|
|Motor Legal Services||Optional||Optional||Included|
All car use covers social, domestic, pleasure and commuting for main and all drivers. The main driver and partner, if they're a named driver, are also covered for personal business use.
- Save 10% when you add extra cars. Discount doesn't apply to extra protection
- Only pay for what you need – add any no claim discount and choose excess and cover options for each car
- Up to 5 vehicles on one policy. All cars must be registered at the same address
The benefits for you
Everyone with AvivaPlus Car Insurance gets these benefits:
Uninsured driver promise
If your car is involved in an accident caused by an uninsured motorist, we refund any excess you paid us. We’ll need the other driver’s name, contact details and vehicle registration
Transport home or to your destination
If your car is damaged and isn’t safe to drive, we'll get you and your passengers back home. Or, if you have Regular or Premium cover, we'll take you all to your destination, or pay for an overnight stay up to £150 2
Cover for malicious damage
If your car is damaged by vandals or thieves, we’ll pay to repair it and your no claims discount isn’t affected
What each cover looks like
The most complete cover. It covers fire, theft and damage to your own car as well as your legal liability for damage to other people's vehicles or property. It also covers your legal liability for injury to others if you cause an accident.
Third party, fire and theft
If your car is stolen or damaged by fire or attempted theft, you’re covered. If your car is damaged in an accident, repairs to your car aren’t covered. If you cause the accident, the ‘third party’ part of this cover means your insurer would pay for the repairs and costs of the other vehicle(s) involved – not for yours. This cover includes your legal liability for injury to others if you cause an accident.
Accident, fire and theft (excluding glass)
This cover is less than Comprehensive but more than Third party, fire and theft. Glass damage isn’t covered unless it was damaged in an accident, fire or theft. If a stone damages your windscreen, you'd have to pay for glass to be repaired or replaced yourself.
Third party only
This covers only your legal liability if you cause an accident which injures other people and/or damages their vehicles or property. For motor vehicles, ‘third party only’ is the minimum insurance required by law in the UK.
What we offer
|AvivaPlus Car Insurance||Aviva Car insurance|
|Accident, fire and theft (excluding glass)|
|Third party, fire and theft|
|Third party only|
It's worth checking your price for Comprehensive insurance - Third party, fire and theft or Third party only cover aren't always cheaper.
Go Multi-cover get 10% off
Buy Home and Car cover, or cover more than one car (up to a maximum of five) on the same policy and we'll give you 10% off your price, excluding some extra protection. Excludes Aviva Online and Aviva Premium car insurance products 1.
Or already with us? Get 10% off
You may qualify for a discount if you're already with Aviva. We'll automatically include it in your price if you qualify. The discount excludes some extra protection. Excludes Aviva Online and Aviva Premium car insurance products 1.
When you get a quote, we'll ask if you need to add any of these extra services. You can add these with no extra admin fee.
Motor legal services
Expert legal support for you and the named drivers. If you have an accident, we also support any passengers who were in the car at the time. Included with Premium cover.
Motor Injury Protection Plus
Financial peace of mind if you, your partner or named drivers are injured in an accident in the insured car. Not available with Basic cover.
UK breakdown cover
Cover for your car, regardless of who's driving it when it breaks down. Choose from four different levels of cover. Not available with Basic cover.
Comprehensive cover while you're using your car abroad. Not available with Basic cover. Included with Premium cover.
Protect your no claim discount
Your price won’t go up as a direct result of making one claim. Not available with Basic cover.
We make sure you can carry on driving if your car is damaged, written off or stolen. Available for Basic, included for Regular and Premium cover.
If you already have AvivaPlus cover, you’ll also find the version of these documents relevant to your policy in MyAviva.
Looking for more insurance
Do you need to insure a van or buy third party, fire and theft cover? Then AvivaPlus isn't right for you. Instead take a look at how we could help:
You will need a Green card to drive in the EU, the EEA, Switzerland, Serbia or Andorra.
For information on Green Cards or how Brexit may impact your Aviva policies please visit our FAQs.
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Need help? Ask our chatbot
Still need help? Give us a call.
Monday to Friday 8:00am - 8:00pm
Saturday 8:30am - 5:00pm
Sunday and bank holidays 10:00am - 4:00pm
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