The benefits of our car insurance
What does our car insurance cover?
In short, it covers you against the cost of accidents, damage and theft. Exactly what we cover and how much for is down to the level of insurance you choose.
Car insurance for electric and hybrid vehicles
Plug into a brighter future with our car insurance for your electric and hybrid vehicles. And we’ll be by your side for every environmentally friendly mile you take.
Which level of car insurance cover is right?
You can sniff out cover in many shapes and sizes. We’ve kept it simple. You can choose between comprehensive insurance and third party, fire and theft insurance.
Comprehensive car insurance
This is our insurance with the biggest biceps. It’s like an extra shield against the costs of damage to your own car, for example, if you crunch into a pothole.
Third party, fire and theft insurance
While this is our lower level of cover, it gives you more protection than the basic ‘third party’ cover that everyone needs on the road in the UK.
Compare the levels of Aviva Car Insurance cover
None of us would choose to pay for car insurance. But it’s there so that bumps, scrapes or crunches to your car keep any dents in your routine or bank balance to a minimum. Here’s what each level of our insurance will protect against.
If it sometimes feels like we’re speaking a different language, you can find explanations for the important terms and words in our car insurance glossary.
|Comprehensive Car||Third Party Fire and Theft|
|Loss or damage |
Money towards a new car if someone steals yours, or we'll arrange and pay for repairs if they're needed after an accident
Fire and Theft only
|What you owe others |
If you injure someone, damage their vehicle or wreck their property in an accident, we’ll pay to put it right
Uninsured driver cover
|Vehicle recovery |
If your car’s in no shape to drive after an accident, we’ll deliver it to one of our approved garages
Fire and Theft only
|Driving other cars |
Cover for driving someone else’s car if you’re 25 or over at the start of the policy Footnote 3
|Legal costs |
We’ll put an amount towards any legal fees that might come about if you’re in an accident
|Motor injury protection |
Cover for you, your partner or named drivers in case of serious injury or death from a road accident
|Individual no claim discount |
Build up a discount for each vehicle you insure on your policy when you steer clear of claims
|Electrical breakdown |
Should you have glitches with your on-board computers, and any other electrical parts
|Not included||Not included |
Any punctures, cuts or bursts – even if they’re caused by braking
|Not included||Not included|
Boost your insurance with our optional add-ons
Fine tune your cover so that it fits like a tailored jacket. Stitch in these extras as you go through your quote, which will show your price for any you choose. You’ll have the chance to decide if you want to keep them or not before you go ahead and pay for your cover.
Protect your no claim discount
Motor legal services
Extra motor injury protection
UK breakdown cover
Our other types of motor insurance
Regular cars aren’t the only way you might be zipping around. Plug in to an electric car policy. Keep a van on the move. Or just cover yourself for a weekend away.
Save with our multi car cover
If you have two or more cars at your house, the savings on your insurance with us can stack up. You get 10% off when you add additional cars or vans to your policy. Discount doesn't apply to optional extras. Footnote 5
What you need to get a car insurance quote
So that we can give you an accurate price, we'll ask for a few snippets of information, this includes:
- A little bit about you – just the usual, like your name, your date of birth and your address
- When you want your cover to start – anywhere from right now to within 60 days
- Who else will be driving – we’ll need details of any other drivers too
- How much cover you’ll need – which type of insurance and any add-ons
Why choose us for car insurance?
Our cover has been given a 5 Star Rating by Defaqto. Their experts lift up the bonnet of our policies, and sift through every nut, bolt and washer – it’s not based on opinions or hearsay.
Car insurance FAQs
How do you work out my car insurance price?
What's the difference between a principal policyholder, a vehicle policyholder and a named driver?
Do I have to use an approved repairer or specialist?
Am I covered to drive other vehicles?
Will my car insurance allow me to drive abroad?
Get support right away
Car insurance articles and guides
We hold a magnifying glass up to some of the details around your cover – and driving in general.