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Our lifetime mortgage

The type of equity release we offer is a lifetime mortgage, which is a long-term loan secured on your home and is available to homeowners over 55.

The loan and interest are repaid, usually from the sale of your home, when you die or go into long-term care, subject to our terms and conditions.

Taking a lifetime mortgage will reduce the amount of inheritance you can leave, and may affect your tax position and eligibility for certain means-tested benefits.


Using equity release to financially support family

You can help support your family and loved ones financially with equity release, whether that's helping them to get on the property ladder or making life a little more comfortable for everyone. Inheritance will be reduced.

Is equity release safe?

Equity release products are considered to be safe. Read out article to see why.

How to fund home improvements

Here's some inspiration for funding home improvements when you're retired

Equity release glossary

Equity release can spring up some jargon. We want to make sure you understand what these terms mean, so that you’re confident about your decision.

What is equity release?

Equity release is a big financial commitment, so understanding what it would mean for you and your family is really important. Here’s an overview of the key considerations

Using equity release to pay off my mortgage

Equity release can be used by homeowners to pay off their mortgages early by untying tax free cash from their homes.

Equity release or remortgage – how do they compare?

You don’t have to move to make the most of the money tied up in your home

How much does equity release cost

Read our overview on the costs that can be involved in equity release.

What you can use equity release for

A few reasons you might consider a lifetime mortgage

Alternatives to equity release

Different ways to raise cash for those over 55

Get specialist equity release advice

Take your first step by arranging a call with a UK-based equity release adviser. You don’t have to commit to anything, it’s just to see if it’s an option for you. And you won’t pay a separate advice fee. Instead, we'll make a commission payment to the adviser on completion of your loan. Here are two ways to get in touch.

  • Call us free

    Ring now and make an appointment with an equity release adviser.

    0800 141 3493

    • Monday to Friday: 9:00am - 6:00pm
    • Weekends and Bank Holidays: Closed
  • Ask us to call you

    Give us your name and number, and an adviser will call you. You can pick a chosen day and whether morning or afternoon is best.

    Request a call back

Your call will be answered by the Aviva Equity Release Advice team, who can provide information and advice on Aviva’s lifetime mortgages only. They're authorised and regulated by the Financial Conduct Authority. 

Calls to 0800 or 0808 numbers from UK landlines and mobiles are free. For our joint protection, calls may be recorded or monitored, and saved for a minimum of 5 years. Our opening hours may be different depending on which team you need to speak to.