Funds for Life products
For Aviva and ex-Friends Life policies
Our range of Aviva and ex-Friends Life funds
We have a range of Aviva and ex-Friends Life funds for your life policies. Once you’ve read all the important information, you can check out the Aviva Fund Centre to see our fund range.
If you’re new to investing, then take a look at how to get started with investing. We give each fund a risk/return rating - see the definitions here.
Aviva
Each product has a specific range of funds to choose from, which is usually denoted by the 'fund series'. If a fund has more than one series there may be a difference in the unit prices and charges. If you’re an existing customer, you will have been assigned a particular fund series when your investment started.
Tip: If you're unsure of your product name or fund series, you can check your annual statement (the fund series will be displayed as ‘S2’ or ‘(CGU)’ for example). If you don’t have your annual statement to hand, you can check our list of products shown below.
| Product Name | Fund Series |
|---|---|
| Portfolio Bonds which started between 2 October 2000 and 6 July 2003 and for FlexiBonds which started on or after 2 October 2000 | Life Series 1 |
| For Homemaker Plus policies which started on or after 2 October 2000 |
Life Series 2 |
| For Bond 2000s which started on or after 2 October 2000 |
Life Series 3 |
| For Portfolio bonds which started on or after 7 July 2003, Select Investment bonds and Co-operative Investment Bonds | Life Series 4 |
| For Portfolio Bonds taken out with CGU Life |
CGU Life |
| For Homemaker Plus policies taken out with CGU Life |
CGU Life Series 2 |
| For Life policies such as endowments and bonds taken out with GA Life |
General Accident Life (GA) |
| For Life policies such as endowments and bonds taken out with Norwich Union before 2 October 2000 |
Norwich Union Life (NU) |
| For Life policies such as endowments and bonds taken out with Commercial Union |
Commercial Union Life (CU) |
| For Life policies such as endowments and bonds taken out with Provident Mutual |
Provident Mutual Life (PM) |
| For Life policies such as endowments and bonds taken out with National Westminster Life Assurance (transferred to Aviva Life & Pensions UK Limited on 30 September 2011) | Ex National Westminster Life Assurance |
| For Life policies such as endowments and bonds taken out with Royal Scottish Assurance (transferred to Aviva Life & Pensions UK Limited) | Ex Royal Scottish Assurance |
Ex-Friends Life
Here you can find more information about the performance of ex-Friends Life funds
| Product description |
|---|
| Life products originally purchased from London & Manchester |
| Life products originally purchased from National Mutual |
| Life products originally purchased from Friends Provident or Friends Life that include internal funds |
| Life products originally purchased from Friends Provident or Friends Life that include funds managed by other fund managers (external funds) |
| Life products originally purchased from AXA Sun Life taken out from May 2002 with a policy number starting 200 |
| MLC Investment Bond originally purchased from AXA Sun Life |
| Premium Select Bond originally purchased from AXA Sun Life |
| Life products originally purchased from Equity & Law or Sun Life |
| Life products originally purchased from Winterthur |
Charges
If a fund has a particular charge, you’ll see this disclosed on the Aviva Fund Centre. This charge is in addition to your product charges, which you’ll find details of in your policy documents.
Annual charge
This charge is taken into account in the buying or selling price.
Extra management charge/additional yearly charge
With certain funds you’ll have to pay an extra charge; this reflects the extra cost of managing these funds. The charge you'll pay will vary depending on the fund you choose. For bond customers: for funds with a guarantee, the extra charge will only apply up to the guarantee point.
Total additional yearly charge
This is the total sum of the extra management charge/additional yearly charge and any fund manager expense charge (FMEC).
Fund manager expense charge (FMEC)
FMECs are additional charges that cover the fund manager’s expenses connected with buying, selling, valuing, owning and maintaining the assets in the funds. This charge is taken into account in the unit price. FMECs may vary from year to year.
View our fund range
Once you’ve read all the important documents, you’re ready to view our fund range.
How to change funds
Change Aviva and ex-Friends Life funds in a few simple ways, depending on your type of plan.
Endowments
Monday to Friday: 9:00am 5:00pm
For our joint protection, telephone calls may be recorded and/or monitored and will be saved for a minimum of 5 years. Calls to 0800 numbers from UK landlines and mobiles are free.
Complete a form
Download and complete our switch form (if your plan isn’t covered by this form, just give us a call)
Download bond switching form (PDF 123 KB)
Ex-Friends Life
You can change your ex-Friends Life fund by sending instructions by post. We may, for single life policies, also be able to accept your instructions by other methods. Visit our contact us page to find the appropriate address or number for your policy.
All legal owners and Trustees (if applicable) of the policy must sign written instructions. If you're unsure who has to sign to agree to the switch or redirection, please contact us and we'll let you know.
Looking for something else?
We have a range of products for you to invest in.
Please remember, the value of your investments can go down as well as up and may be worth less than was invested. Tax treatment is subject to change and individual circumstances.
Need help? Ask our chatbot
Retirement articles
Take a look at our library of helpful articles and guides.
Are you making the most of your pension tax relief?
Read more
Explore financial advice with confidence
This short video explains how our financial advice service works, the value and benefits, and how easy it is to arrange a no-obligation chat to decide on the next step.
Watch our video and learn the process
We've made a huge difference to Jennifer
Jennifer wasn't keen on taking financial advice at first. Find out how we changed her mind and soon put her in a much better financial position.
The final piece of the puzzle
6 ways to take control of your retirement planning
When planning your retirement, there are lots of things to consider, so here’s a checklist to get you started.
Use the checklist
Stop your pension from running out early
How to make your retirement savings last a lifetime when taking a flexible income using drawdown.
Take control back
Flexible pension withdrawals: 7 factors to consider
With greater flexibility over our pension savings in retirement, there’s more to consider before making one of the biggest financial decisions of your life.
Be prepared
When could equity release be the right solution?
We explain the different options for equity release, looking at the pros and cons of lifetime mortgages and home reversion plans.
Read more
Understanding your pension statement
Learn how to read your pension statement to plan your finances, understand charges, explore your investments and more.
Your pension statements explained
What is equity release?
Equity release is a big financial commitment, so understanding what it would mean for you and your family is really important.
Understanding equity release
The value of financial advice
Where do you begin when it comes to seeking financial advice? Explore the difference between advice and guidance, independent and restricted in our financial advice guide.
Explore more
Find your lost pensions
If you think you may have lost track of a pension pot, you shouldn’t worry. There’s a free government agency here to help.
Discover more
The world of pensions
Find out about the different types of pension and how they can help you enjoy a happy and secure retirement.
Learn about pensions
Pensions jargon buster
Some pension terms can be a bit technical – or a bit vague. Don’t worry, we’re here to help.
Understand your pension
How the State Pension works
Discover when you can claim your State Pension and how much it’s likely to be worth.
Find out how your State Pension works
What is a lifetime mortgage?
Wondering what a lifetime mortgage is, and if it's suitable for you? This video explains what you need to consider when thinking about a lifetime mortgage.
Discover more
Retiring abroad
Choosing a destination: cost of living, buying a property and healthcare.
What to consider