Funds for Life products
For Aviva and ex-Friends Life policies
Our range of Aviva and ex-Friends Life funds
We have a range of Aviva and ex-Friends Life funds for your life policies. Once you’ve read all the important information, you can check out the Aviva Fund Centre to see our fund range.
If you’re new to investing, then take a look at how to get started with investing. We give each fund a risk/return rating - see the definitions here.
Aviva
Each product has a specific range of funds to choose from, which is usually denoted by the 'fund series'. If a fund has more than one series there may be a difference in the unit prices and charges. If you’re an existing customer, you will have been assigned a particular fund series when your investment started.
Tip: If you're unsure of your product name or fund series, you can check your annual statement (the fund series will be displayed as ‘S2’ or ‘(CGU)’ for example). If you don’t have your annual statement to hand, you can check our list of products shown below.
| Product Name | Fund Series |
|---|---|
| Portfolio Bonds which started between 2 October 2000 and 6 July 2003 and for FlexiBonds which started on or after 2 October 2000 | Life Series 1 |
| For Homemaker Plus policies which started on or after 2 October 2000 |
Life Series 2 |
| For Bond 2000s which started on or after 2 October 2000 |
Life Series 3 |
| For Portfolio bonds which started on or after 7 July 2003, Select Investment bonds and Co-operative Investment Bonds | Life Series 4 |
| For Portfolio Bonds taken out with CGU Life |
CGU Life |
| For Homemaker Plus policies taken out with CGU Life |
CGU Life Series 2 |
| For Life policies such as endowments and bonds taken out with GA Life |
General Accident Life (GA) |
| For Life policies such as endowments and bonds taken out with Norwich Union before 2 October 2000 |
Norwich Union Life (NU) |
| For Life policies such as endowments and bonds taken out with Commercial Union |
Commercial Union Life (CU) |
| For Life policies such as endowments and bonds taken out with Provident Mutual |
Provident Mutual Life (PM) |
| For Life policies such as endowments and bonds taken out with National Westminster Life Assurance (transferred to Aviva Life & Pensions UK Limited on 30 September 2011) | Ex National Westminster Life Assurance |
| For Life policies such as endowments and bonds taken out with Royal Scottish Assurance (transferred to Aviva Life & Pensions UK Limited) | Ex Royal Scottish Assurance |
Ex-Friends Life
Here you can find more information about the performance of ex-Friends Life funds
| Product description |
|---|
| Life products originally purchased from London & Manchester |
| Life products originally purchased from National Mutual |
| Life products originally purchased from Friends Provident or Friends Life that include internal funds |
| Life products originally purchased from Friends Provident or Friends Life that include funds managed by other fund managers (external funds) |
| Life products originally purchased from AXA Sun Life taken out from May 2002 with a policy number starting 200 |
| MLC Investment Bond originally purchased from AXA Sun Life |
| Premium Select Bond originally purchased from AXA Sun Life |
| Life products originally purchased from Equity & Law or Sun Life |
| Life products originally purchased from Winterthur |
Charges
If a fund has a particular charge, you’ll see this disclosed on the Aviva Fund Centre. This charge is in addition to your product charges, which you’ll find details of in your policy documents.
Annual charge
This charge is taken into account in the buying or selling price.
Extra management charge/additional yearly charge
With certain funds you’ll have to pay an extra charge; this reflects the extra cost of managing these funds. The charge you'll pay will vary depending on the fund you choose. For bond customers: for funds with a guarantee, the extra charge will only apply up to the guarantee point.
Total additional yearly charge
This is the total sum of the extra management charge/additional yearly charge and any fund manager expense charge (FMEC).
Fund manager expense charge (FMEC)
FMECs are additional charges that cover the fund manager’s expenses connected with buying, selling, valuing, owning and maintaining the assets in the funds. This charge is taken into account in the unit price. FMECs may vary from year to year.
View our fund range
Once you’ve read all the important documents, you’re ready to view our fund range.
How to change funds
Change Aviva and ex-Friends Life funds in a few simple ways, depending on your type of plan.
Endowments
Monday to Friday: 9:00am 5:00pm
For our joint protection, telephone calls may be recorded and/or monitored and will be saved for a minimum of 5 years. Calls to 0800 numbers from UK landlines and mobiles are free.
Complete a form
Download and complete our switch form (if your plan isn’t covered by this form, just give us a call)
Download bond switching form (PDF 123 KB)
Ex-Friends Life
You can change your ex-Friends Life fund by sending instructions by post. We may, for single life policies, also be able to accept your instructions by other methods. Visit our contact us page to find the appropriate address or number for your policy.
All legal owners and Trustees (if applicable) of the policy must sign written instructions. If you're unsure who has to sign to agree to the switch or redirection, please contact us and we'll let you know.
Looking for something else?
We have a range of products for you to invest in.
Please remember, the value of your investments can go down as well as up and may be worth less than was invested. Tax treatment is subject to change and individual circumstances.
Need help? Ask our chatbot
Retirement articles
Take a look at our library of helpful articles and guides.
Is it ever too late to start saving?
No matter your age, with a workplace pension you'll benefit from a tax-free lump sum and maybe even employer contributions.
See how to save even more
Busting those equity release myths
There are a lot of ifs and buts surrounding our equity release product. We're here to help you separate the facts from the fiction.
Bust those myths
Find your lost pensions
Keeping track of pensions from jobs gone by can be tricky. But pinning down those lost pensions may make it easier when you’re retirement planning.
Track your pensions
Thinking about taking an income from your personal or workplace pension?
We look at the things to consider before you take your money from your personal or workplace pension, including the potential impact of coronavirus on your pension fund.
Read more
The pandemic and your workplace pension
If you’re wondering what the coronavirus pandemic could mean for your workplace pension, read on.
Read more
Has lockdown affected your monthly budget?
Lockdown has brought many changes to our lives, but how has it changed your spending and saving habits?
Read more
Understanding your pension statement
What’s in your pension statement and how often is comes will all depend on the type of pension you have.
Get to know your statement
Pension scams to look out for
With so many scammers around, there are things you can look out for to keep your hard-earned pension money safe.
Spot the scams
Understanding inheritance tax
Planning what to leave your loved ones? See if you can reduce any inheritance tax that may be due.
Get to grips with inheritance tax
Are you paying more tax than you need to?
There are practical things you can do to reduce your tax bill to make year-end tax planning much less taxing.
Get tips on tax
Investing in property to fund retirement
Food for thought if you’re considering renting out a property to fund your retirement or you’re already a private landlord.
More on renting properties
Make the most of pension tax relief
See how to make the most of the tax relief you get from the government for paying into your pension.
Maximise your tax relief
How much income will you need?
When you’re retirement planning, having a clear idea about how much income you’ll need – and for how long – is key.
See how much you'll need
Moving your pension into one pot
Transferring all your pensions into one could save time and provide a clearer picture when you’re making retirement plans.
More on transferring your pension
From gardening to gin making
Read more
Financial tips for a golden gap year
See how to free up some cash so you can finally see those places you've only ever dreamed of visiting.
Use your pension to see the world