Funds for Life products
For Aviva and ex-Friends Life policies
Our range of Aviva and ex-Friends Life funds
We have a range of Aviva and ex-Friends Life funds for your life policies. Once you’ve read all the important information, you can check out the Aviva Fund Centre to see our fund range.
If you’re new to investing, then take a look at how to get started with investing. We give each fund a risk/return rating — see the definitions here.
Aviva
Each product has a specific range of funds to choose from, which is usually denoted by the 'fund series'. If a fund has more than one series there may be a difference in the unit prices and charges. If you’re an existing customer, you will have been assigned a particular fund series when your investment started.
Tip: If you're unsure of your product name or fund series, you can check your annual statement (the fund series will be displayed as ‘S2’ or ‘(CGU)’ for example). If you don’t have your annual statement to hand, you can check our list of products shown below.
| Product Name | Fund Series |
|---|---|
| Portfolio Bonds which started between 2 October 2000 and 6 July 2003 and for FlexiBonds which started on or after 2 October 2000 | Life Series 1 |
| For Homemaker Plus policies which started on or after 2 October 2000 | Life Series 2 |
| For Bond 2000s which started on or after 2 October 2000 | Life Series 3 |
| For Portfolio bonds which started on or after 7 July 2003, Select Investment bonds and Co-operative Investment Bonds | Life Series 4 |
| For Portfolio Bonds taken out with CGU Life | CGU Life |
| For Homemaker Plus policies taken out with CGU Life | CGU Life Series 2 |
| For Life policies such as endowments and bonds taken out with GA Life | General Accident Life (GA) |
| For Life policies such as endowments and bonds taken out with Norwich Union before 2 October 2000 | Norwich Union Life (NU) |
| For Life policies such as endowments and bonds taken out with Commercial Union | Commercial Union Life (CU) |
| For Life policies such as endowments and bonds taken out with Provident Mutual | Provident Mutual Life (PM) |
| For Life policies such as endowments and bonds taken out with National Westminster Life Assurance (transferred to Aviva Life & Pensions UK Limited on 30 September 2011) | Ex National Westminster Life Assurance |
| For Life policies such as endowments and bonds taken out with Royal Scottish Assurance (transferred to Aviva Life & Pensions UK Limited) | Ex Royal Scottish Assurance |
Ex-Friends Life
Here's a list of the product types that use ex-Friends Life funds
| Product description |
|---|
| Life products originally purchased from London & Manchester |
| Life products originally purchased from National Mutual |
| Life products originally purchased from Friends Provident or Friends Life that include internal funds |
| Life products originally purchased from Friends Provident or Friends Life that include funds managed by other fund managers (external funds) |
| Life products originally purchased from AXA Sun Life taken out from May 2002 with a policy number starting 200 |
| MLC Investment Bond originally purchased from AXA Sun Life |
| Premium Select Bond originally purchased from AXA Sun Life |
| Life products originally purchased from Equity & Law or Sun Life |
| Life products originally purchased from Winterthur |
Charges
If a fund has a particular charge, you’ll see this disclosed on the Aviva Fund Centre. This charge is in addition to your product charges, which you’ll find details of in your policy documents.
Annual charge
This charge is taken into account in the buying or selling price.
Extra management charge/additional yearly charge
With certain funds you’ll have to pay an extra charge; this reflects the extra cost of managing these funds. The charge you'll pay will vary depending on the fund you choose. For bond customers: for funds with a guarantee, the extra charge will only apply up to the guarantee point.
Total additional yearly charge
This is the total sum of the extra management charge/additional yearly charge and any fund manager expense charge (FMEC).
Fund manager expense charge (FMEC)
FMECs are additional charges that cover the fund manager’s expenses connected with buying, selling, valuing, owning and maintaining the assets in the funds. This charge is taken into account in the unit price. FMECs may vary from year to year.
View our fund range
Once you’ve read all the important documents, you’re ready to view our fund range.
How to change funds
Change Aviva and ex-Friends Life funds in a few simple ways, depending on your type of plan.
Endowments
Monday to Friday: 9:00am 5:00pm
For our joint protection, telephone calls may be recorded and/or monitored and will be saved for a minimum of 5 years. Calls to 0800 numbers from UK landlines and mobiles are free.
Complete a form
Download and complete our switch form (if your plan isn’t covered by this form, just give us a call)
Download bond switching form (PDF 123 KB)
Ex-Friends Life
You can change your ex-Friends Life fund by sending instructions by post. We may, for single life policies, also be able to accept your instructions by other methods. Visit our contact us page to find the appropriate address or number for your policy.
All legal owners and Trustees (if applicable) of the policy must sign written instructions. If you're unsure who has to sign to agree to the switch or redirection, please contact us and we'll let you know.
Looking for something else?
We have a range of products for you to invest in.
Please remember, the value of your investments can go down as well as up and may be worth less than was invested. Tax treatment is subject to change and individual circumstances.
Need help? Ask our chatbot
Savings and Investment articles
Take a look at our library of helpful articles and guides.
Understanding investment risk
What risk means for your money and how to manage it.
Learn the risks
Take a peek at our online investment platform
Want to see what our online investment platform looks like before you open an account?
Read more
Get to know Aviva Save
Find out how our savings marketplace works, before you register for an account.
Discover Aviva Save
How to pick the right savings account for you
Find out what you should consider with our handy guide.
Read about choosing accounts
Ways to save money for your children
Find out the difference between opening Junior ISAs and using your own ISA allowance.
Learn your options
Am I financially ready to invest?
You might think you don’t have enough money to start investing, but you may be closer than you think.
Read more
How do ISAs work?
Our guide to how ISAs work, your annual allowance and the types of ISA to choose from.
How ISAs work
Risks and rewards of investing
Our guide to the pros and cons of different types of investments.
Learn about investing
What is ESG investing?
Environment, social and governance (ESG) investing is on the rise. What key things do you need to know to grow your money sustainably?
Learn about ESG investments
A quick guide to investment asset classes
What do you see when you think of an ‘investor’? It’s easy to visualise a well-heeled person in a sharp suit clutching a financial newspaper, but the truth is very different.
The four types of asset class explained
Discover the tax-efficient junior ISA (JISA)
We all want our children to have the best start in life, with a Junior ISA, they can look forward to a cash sum at 18 and a brighter future. Find out more here.
Read more
Investing in funds: the basics
Thinking of investing? Here’s what you need to know about funds
Read more
What is investing?
Find out how you could make your money work smarter with our easy-to-understand guide.
Read more
How to make the most of your investments
Explore six things we think every investor should be doing.
Read more
How do we pick our Experts' shortlist investment funds?
Learn how we pick our Expert shortlist investment funds.
Learn more
Capital gains tax explained
Capital gains tax may apply to the profit when you sell a capital asset you own that’s increased in value. Find out how this could impact you.
Learn about CGT